Videos uploaded by user “McKinley Mortgage”
How Does Alaska Financial Company Find Notes?
Hi, this is Caleb Preston here with Alaska Financial Company. Today, I want to address a very important question that we get all the time, “Where do we find the notes that get added to our pooled fund?” A lot of investors have a hard time believing that we have a large note pipeline of quality, first position real estate note investments that we can put in the fund. The reality is there are a lot of notes out there. Thankfully, our team of experts know exactly where to find them. 3_Tips_for_Finding_Trust_Deed_Investments_That_Are_Right_for_YouWhere do we find these note investments? Well, to clarify, there are two types of investments that we do at Alaska Financial: We buy existing owner financed real estate notes that were created when a property was sold and the seller carried back the financing. The second option is through originations or commercial investment type loans. We originate a new loan to somebody that has a property that is free and clear or has a small debt balance against it. There are a number of brokers nationwide that have contacts looking for financing. Maybe the contacts are realtors, bank personnel, or developers that are looking to help their clients obtain commercial financing. Let’s say they want to buy a strip mall or refinance a multi-family property, those brokers use Alaska Financial as a funding source. We will actually provide financing for that commercial investment purpose loan. Another way we find notes is more of a unique niche. When somebody sells a property and they seller finance their buyer, they are basically acting as the bank. There must be a publicly recorded deed of trust or mortgage recorded at the local county courthouse where the property is located, showing the seller as the beneficiary or lender on this note. There are a number of note brokers nationwide that are marketing to these individuals through direct mail, internet, referral relationships, and all other means, to engage in a conversation of whether or not that note holder would like to sell that note for cash at a discount. When a client does want to sell their note, the broker will come to Alaska Financial, and we will give them an offer to buy that note at a discount for cash, which enables us to earn the higher return to pay you your stable income out of our pool of cash flowing notes. Those are the two ways we find our notes: 1. Commercial originations and 2. Existing note purchases primarily through a network of brokers and our affiliates across direct mail, internet, and referral marketing. If you would like to learn more about our pooled fund, contact us and I would be happy to speak with you.
Views: 175 McKinley Mortgage
Term vs. Lock-In for Secured Note Investments
In this video, I would like to address the difference between the “term” and the “lock-in” on a new secured investment. As you will see in our literature and our memorandums, we currently have four different debentures of secured note investments: Series S, Series A, Series C, and Series I. You will notice all of them have a five year term, but there is a varying degree of lock-in period, ranging from six months to three years, across the different note investments. The question I get asked a lot is “What is the difference between ‘term’ and ‘lock-in’?” Basically, when you investing in Alaska Financial Company, your investment is in a five year secured note investment. It is a debenture that we issue to you. The memorandum will have all the specifics of the five year investment. However, you have the option to redeem or liquidate that note before that five years is up. In the case of Series C, which has a one year lock-in, you cannot touch the money for the first twelve months. After that one year lock-in has gone by, you can then redeem those funds out of Alaska Financial Company. There is no cost or fees to redeem before the five year term is up. However, there can be some limitations on timing or restrictions, so be sure to read the memorandum for all the specifics. That is the difference between lock-in and term. If you decide you do not want to pull the funds out after your one year lock-in, you have the option to do so over the next four years, or leave the investment where it is to continue accruing interest. At the end of the five year term, you have the option to invest for another five years in a new note investment.
Views: 424 McKinley Mortgage
Pooled vs. Single Trust Deed Investing
As a pooled trust deed fund, AFC enables you to enjoy the safety and return of trust deeds without the hassles or risks of holding notes directly.
Views: 173 McKinley Mortgage
Video 3 of 3 - Start Earning 7.00% Today
If you are a retired investor that wants to enjoy your retirement without the headache of stock volatility, then you'll want to watch this video. In it we'll uncover how you can start earning 7.00% right now from pooled real estate note investing (also known as trust deed investing) with zero fees. Part 3 of a 3 video series at www.akfinancialco.com.
Views: 86 McKinley Mortgage
Video 1 of 3   The Retirement Crisis
If you are a retired investor earning less than 6.00%, you could run the risk of outliving your investments! This video clearly defines the retirement crisis facing baby boomers today and how you can start earning 7.00% without touching your principal. Part 1 of a 3 video series at www.akfinancialco.com.
Views: 116 McKinley Mortgage
Video 2 of 3   How Alternatives Can Help You Avoid It
If you are a retired investor that wants to enjoy your retirement without the fear of outliving your investments, then you'll want to watch this video. In it we'll see why the pros recommend alternative investments and the six investment criteria you need to watch for to protect your principal. Part 2 of a 3 video series at www.akfinancialco.com.
Views: 67 McKinley Mortgage