Why when you get your money matters as much as how much money. Present and future value also discussed. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/present-value/v/introduction-to-present-value?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/cont-comp-int-and-e/v/continuously-compounding-interest-formula-e?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: If you gladly pay for a hamburger on Tuesday for a hamburger today, is it equivalent to paying for it today? A reasonable argument can be made that most everything in finance really boils down to "present value". So pay attention to this tutorial. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 451142 Khan Academy
http://www.subjectmoney.com This Time Value of Money Lesson TVM covers all the basic concepts of the Time Value of Money that you would learn in Finance. In this tvm tutorial we cover simple interest, compound interest, present value formula, future value formula, annuity due, ordinary annuity, present value of annuities, future value of an annuity, intrayear compounding interest, and perpetuities. In this time value of money lesson we teach you by video using visualizations to help you understand how money and time works. If you study this finance tvm video tutorial in combination with what you leanr about the time value of money in your finance class, you should have a clear understanding when it is time to take your time value of money tvm test or exam. I’m glad that I could help you study for your finance time value of money exam. What is simple interest? What is compound interest? What is an ordinary annuity? What is an annuity due? What is the present value formula? What is the future value formula? How to solve the present value of an uneven series of cash flows. What is a perpetuity? How to solve the present value of an ordinary annuity. How to solve the present value of an annuity due. How to solve the future value of an annuity due. How to solve the future value of an ordinary annuity. Present value of a perpetuity formula. Time value of money, time value of money lesson, tvm, tvm lesson, tvm formulas, time value of money formulas, present value formula, future value formula, present value, future value, annuity due, ordinary annuity, simple interest, compounding interest, intrayear compounding interest, perpetuity, present value of a perpetuity, how to present value, what is present value, what is time value of money
Views: 207726 Subjectmoney
Time value of money is explained in hindi. Let's understand Power of Compounding, Present Value and Future value concepts. We will also learn about Simple Interest and Compound Interest & how they work in investing in the upcoming videos. Related Videos: Future Value - https://youtu.be/BFRGWenwulc Future Value of an Annuity - https://youtu.be/f6a7E3326QQ Future Value of Uneven Cash Flows - https://youtu.be/yHoTUk8HP-c Present Value - https://youtu.be/pxm-5MBO2dg Present Value of an Annuity - https://youtu.be/0giLqLyijtc Net Present Value (NPV) - https://youtu.be/SpHIBfPGwx8 Internal Rate of Return (IRR) - https://youtu.be/x6eXfx2Tv-w Rule of 72: https://youtu.be/BFRGWenwulc इस वीडियो में समय और पैसे के मूल्य को हिंदी में समझिये। चलिए कम्पाउंडिंग, प्रेजेंट वैल्यू और फ्यूचर वैल्यू के कॉन्सेप्ट्स की पावर को समझते हैं। आने वाले विडोज़ में हम सिंपल इंटरेस्ट और कंपाउंड इंटरेस्ट के बारे में समझेंगे और साथ ही जानेंगे की ये इंवेस्टमेंट्स में कैसे काम आते हैं। Share this Video: https://youtu.be/Pazp1b2LhAQ Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: What is time value of money? How to calculate the time value of money? What is the concept of time value of money? How important is time value of money in financial management? What is the best method for the time value of money calculation? How to calculate the present value and future value of an investment? How you can calculate the present value of annuity and future value of annuity? What is the formula for calculating the present value and future value? How simple interest and compound interest calculation works with investments? How to know time value of money for long-term investments? How to calculate the value of future investments? How calculating the time value of money works for stock market investments? How to calculate the future value using compound interest formula? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Linkedin - http://www.linkedin.com/company/asset-yogi Pinterest - http://pinterest.com/assetyogi/ Facebook – https://www.facebook.com/assetyogi Instagram - http://instagram.com/assetyogi Twitter - http://twitter.com/assetyogi Google Plus – https://plus.google.com/+assetyogi-ay Hope you liked this video in Hindi on “Time Value of Money”.
Views: 64040 Asset Yogi
This video explains the concept of the time value of money, as it pertains to finance and accounting. An example is given to illustrate why there is a time value associated with the timing of cash flows. Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com To like us on Facebook, visit https://www.facebook.com/Edspira Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com To follow Michael on Facebook, visit https://facebook.com/Prof.Michael.McLaughlin To follow Michael on Twitter, visit https://twitter.com/Prof_McLaughlin
Views: 183018 Edspira
New Version of this lecture is also available on YouTube. You can watch that with the link given below: https://www.youtube.com/watch?v=Yf-VmsLc40k Explained the concept of time value of money. Further CVF, CVAF, PVF and PVAF tables are explained. Student can also watch the following lectures related with the same topic : 1. Present Value of Perpetuity : https://www.youtube.com/watch?v=gVxvJ_JTiug 2. Time Value of Money (Problem & Solution) : https://www.youtube.com/watch?v=UTCyi_OdRYE 3. Utility of CVF, CVAF, PVF and PVAF in Financial Management : https://www.youtube.com/watch?v=WBOMLP7oXU4 4. Application of PVAF, CVAF, PVF and CVF tables in Financial Management : https://www.youtube.com/watch?v=XNCPVqLeFi8 5. How to calculate PVF, PVAF, CVF, CVAF values on calculator : https://www.youtube.com/watch?v=cUTDq6hpais Connect on Facebook : https://www.facebook.com/ca.naresh.aggarwal Download Assignments: https://drive.google.com/drive/folders/0BzfDYffb228JNW9WdVJyQlQ2eHc?usp=sharing #TVM #FinancialManagement
Views: 175916 CA. Naresh Aggarwal
Here is a Complete Free Guide on Equity Linked Saving Scheme (ELSS Funds)- https://www.elearnmarkets.com/pages/elss Time is our greatest asset. Learn more about compounding and discounting cash flows here in short the time value of money- https://www.elearnmarkets.com/subject/basic-finance
Views: 3056 Elearnmarkets.com
Time Value of Money & Net Present Value (NPV) Tutorial: Intro Guide with Formula & Example. The time value of money & Net Present value (NPV) Explained. This video includes: * Explanation of the Key Finance Concept: The Time Value of Money * Net Present Value (NPV): An Application of the Time Value of Money * Present Value Formula and NPV Example * Review Get a quick, clear and simple guide into what is the Time Value of Money and what is Net Present Value. You will learn: *The Time Value of Money is a Key Finance Concept saying that $1 today is worth more than $1 tomorrowbecause $1 today can be invested and worth $1 + interest tomorrow * Net Present Value is a Time Value of Money Application that allows you to value a series of future cash flows in term’s of today’s dollars. We discount future cash flows via the Present Value formula: PV = FV / (1 + r)n The Time Value of Money...A question: Would you rather have $1,000 today or $1,000 in a year’s time? Firstly… Inflation would mean $1,000 in a year would purchase less And how do you know (with certainty) that you will receive $1,000 in a year’s time? But a Cornerstone Finance Concept relates to the fact that you could take $1,000 today Invest it in a risk-free asset And have $1,000 PLUS the interest in a year’s time …It’s always better to have $1 today than have $1 tomorrow Net Present Value is a Time Value of Money Application that allows you to Value a Series of Future Cash Flows in the terms of "today's value". To calculate Net Present Value we must discount each of the future cash flows By applying the Present Value formula to each cash flow And then now sum the discounted cash flows To have a Net Present Value of the project or investment …the value of the investment in “today’s dollars” --------------------- This video was brought to you by accofina. Other accofina Products & Services: Free Spreadsheets: 1) Ratio Analysis Calculators & Formulas http://www.accofina.com/spreadsheets/ratio-analysis-excel.html 2) Capital Budgeting http://www.accofina.com/spreadsheets/capital-budgeting-excel.html 3) Time Value of Money Calculators & Formulas http://www.accofina.com/spreadsheets/time-value-money-excel.html 4) 2-Year Monthly Cash Flow Forecast http://www.accofina.com/spreadsheets/cash-flow-forecast-excel.html 5) Retirement Planner http://www.accofina.com/spreadsheets/retirement-planner-excel.html Free Books: 1) Accounting: Foundation Inputs & Outputs http://accofina.com/free-books/accounting-foundations.html 2) 331 Great Quotes for Entrepreneurs http://accofina.com/free-books/331-great-quotes-entrepreneurs.html Books: 1) Ratio Analysis Fundamentals http://accofina.com/books/ratio-analysis-fundamentals.html 2) Balance Sheet Basics http://accofina.com/books/balance-sheet-basics.html 3) Income Statement Basics http://accofina.com/books/income-statement-basics.html 4) Cash Flow Statement Basics http://accofina.com/books/cash-flow-statement-basics.html 5) Financial Statement Basics http://accofina.com/books/financial-statement-basics.html 6) Corporate Finance Fundamentals http://accofina.com/books/corporate-finance-fundamentals.html a) Amazon Author Page: http://www.amazon.com/author/axeltracy b) Goodreads Author Page: https://www.goodreads.com/author/show/7450542.Axel_Tracy iOS Apps: 1) Ratio Analysis & Management Accounting Calculators http://accofina.com/apps/management-accounting-ratio-analysis-app.html 2) Ratio Analysis & Management Accounting Calculators 'Lite' http://accofina.com/apps/lite-management-accounting-ratio-analysis-app.html 3) Profitable Pricing http://accofina.com/apps/profitable-pricing-app.html a) Bidi Capital (accofina) Apps http://appstore.com/bidicapitalptyltd Online Learning: 1) Financial Statement Fundamentals http://accofina.com/online-education/financial-statement-fundamentals.html a) Udemy Instructor Page https://www.udemy.com/u/axeltracy/ b) YouTube Channel http://www.youtube.com/accofina Free Online Calculators: http://www.accofina.com Social Networking & Contact: 1) Facebook http://www.facebook.com/accofinaDotCom 2) Twitter http://www.twitter.com/accofina 3) LinkedIn https://www.linkedin.com/company/bidi-capital-pty-ltd 4) Google+ http://plus.google.com/+accofina #Wealth #FinancialEducation #FinanceAndFinancialMarkets
Views: 613 AccoFina
http://www.subjectmoney.com http://www.subjectmoney.com/articledisplay.php?title=Time%20Value%20of%20Money:%20Present%20Value%20and%20Future%20Value What is future value? Future value is the value that money today will be worth at some point in the future if invested for a return. For example, we have $100 today, and we invest it for 1 year at 10% interest, then in 1 year the Investment will be worth $110. In other words, the future value of $100 invest for 1 year at 10% is $110. This is because we will still own the original $100 and we also earned 10%, an additional $10. In total our $100 investment will be worth $110 in 1 year. The future value formula is shown below. What is present value? Present value is today's value of a future Cash Flow . For example, everyone knows that $100 today is more valuable than $100 in the future, but what about $110, $120 or even $200 in the future. How do we calculate what they are worth today? To calculate the present value of a future cash flow we would need a few pieces of information. We need to know when to expect the cash flow, the value (future value) of the cash flow, and the Discount rate . What is the discount rate? The discount rate is the Opportunity Cost s that you have foregone to receive funds in the future. I know, this may sound confusing but it should eventually click. An easy way to understand the discount rate is to ask yourself this question. What kind of investment returns are available to me? If I had $100,000 today, what would the return be on my investment one year for today? Whatever that rate is would be your opportunity cost and would therefore be your discount rate. (It can be more complicated that this when comparing risk but this is a simplified lesson.) https://www.youtube.com/user/Subjectmoney https://www.youtube.com/watch?v=XF_3Dt-8OPE http://www.roofstampa.com hjttp://roofstampa.com http:/www.subjectmoney.com http://www.excelfornoobs.com
Views: 58339 Subjectmoney
For more demo Click -http://bit.ly/CAINTERCOSTDemo http://bit.ly/CAInterFmEcoDemo http://bit.ly/CAIPCCCostFmCombo Call / Whatsapp us at 9717356614 For more informations Whatsapp or Call @ 9717356614 or Visit www.cdclasses.com Playlist for CA Inter - Financial Management and Economics for Finance https://www.youtube.com/watch?v=JIMrax2OgKE&list=PLVBiR3HoqeAkeH5JwRmw5ghAD6JGCill- The time value of money (TVM) is the concept that money available at the present time is worth more than the identical sum in the future due to its potential earning capacity. 1 What is the formula for time value of money 2 What is the time value of money and why is it important 3 What do you mean by value for money 4 How does money affect the time value of money 5 Time value of money example 6 Time value of money formula 7 Time value of money in financial management 8 Reasons for time value of money 9 Importance of time value of money 10 Time value of money real life examples 11 Time value of money calculation 12 Time value of money calculator For Full Course Contact us @ 9717356614 or Visit our site www.cdclasses.com
Views: 17546 CMA. Chander Dureja
This video is valid for both 2018 & 2019 CFA exams. This CFA exam prep video lecture covers: Interest rates interpretation - Required rate of return - Discount rates - Opportunity cost Interest rates from Investors persepctives Practice questions "For the COMPLETE SET of 2018 Level I CFA Videos sign up for the IFT Level I FREE VIDEOS Package: https://ift.world/free Subscribe now: http://www.youtube.com/user/arifirfanullah?sub_confirmation=1 For more videos, notes, practice questions, mock exams and more visit: https://www.ift.world/ Visit us on Facebook: https://www.facebook.com/Pass.with.IFT/
Views: 61015 IFT
We analyze what the time value of money is and how it can be used for both investors and individuals. We look at the present value formula and the future value formula. ★☆★ Subscribe: ★☆★ https://goo.gl/qkRHDf Investing Basics Playlist https://goo.gl/ky7CJq Investing Books I like: The Intelligent Investor - https://amzn.to/2PVhfEL Common Stocks & Uncommon Profits - https://amzn.to/2DAV8h9 Understanding Options - https://amzn.to/2T9gFSp Little Book of Common Sense Investing - https://amzn.to/2DfFGG2 How to Value Exchange-Traded Funds - https://amzn.to/2PWSkRg A Great Book on Building Wealth - https://amzn.to/2T8AKZ1 Dale Carnegie - https://amzn.to/2DDAk8w Effective Speaking - https://amzn.to/2DBncAT Equipment I Use: Microphone - https://amzn.to/2T7JxL6 Video Editing Software - https://amzn.to/2RQM1vE Thumbnail Editing Software - https://amzn.to/2qIUAgP Laptop - https://amzn.to/2T4xA8Z DISCLAIMER: I am not a financial advisor. These videos are for educational purposes only. Investing of any kind involves risk. Your investments are solely your responsibility. It is crucial that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. Please consult your financial or tax professional prior to making an investment. #LearnToInvest #StocksToWatch #StockMarket
Views: 3950 Learn to Invest
In the examples solved in this video (compiled by Andrew Rossman), P/Y & C/Y are left at their default values. That is, P/Y=C/Y =1. For examples that require changing P/Y and C/Y, please see the following playlist: https://www.youtube.com/playlist?list=PLD3fYc0bAjC-gmXXegedT3l9mLa8YjhK5 Problems Solved: Example 1: Laura takes a 15-year, $500 000 mortgage, on a new condo. At an interest rate of 4% (that is compounded monthly), what is the monthly payment? Example 2:Helene is planning ahead for her daughter Paula’s college tuition. Paula begins college in 5 years and will need $80,000. How much would Helene have to invest today at 6% compounded annually to have $80,000 in 5 years? Example 3: Josh has an investment account with $50,000. If Josh earns 6% per year and contributes $400 each month, how much will his investments be worth in 10 years? Example 4: Steven has $25,000 in credit card debt. His credit card charges 2% in monthly interest and Steven pays $1,000 each month toward the balance. If Steven doesn’t make any further purchases, how many months will it take to fully repay his debt? Example 5: Martin’s savings account has $25,000 today. In 5 years, the account is worth $32,000. What is the annual interest rate?
Views: 126306 Joshua Emmanuel
For Full Course Contact us @ 9717356614 or Visit our site www.cdclasses.com The time value of money (TVM) is the concept that money available at the present time is worth more than the identical sum in the future due to its potential earning capacity. 1 What is the formula for time value of money 2 What is the time value of money and why is it important 3 What do you mean by value for money 4 How does money affect the time value of money 5 Time value of money example 6 Time value of money formula 7 Time value of money in financial management 8 Reasons for time value of money 9 Importance of time value of money 10 Time value of money real life examples 11 Time value of money calculation 12 Time value of money calculator For Full Course Contact us @ 9717356614 or Visit our site www.cdclasses.com CMA CHANDER DUREJA FOR SFM FM & COST Click below for Opening Low Cost Demat Account without any AMC http://www.app.aliceblueonline.com/OpenAnAccount.aspx?c=DEL35 Why and How to Buy Direct Plans of Mutual Funds and save Lakhs of Rupees https://youtu.be/WhxmwUEgs-0
Views: 2317 CMA. Chander Dureja
Time Value of Money - Financial Management (FM) Time Value of Money - TVM The time value of money means money available at the present time is worth more than the same amount in the future due to its potential earning capacity. Basic Time Value of Money FV = Future value of money PV = Present value of money i = interest rate n = number of compounding periods per year t = number of years Based on these variables, the formula for TVM is: FV = PV x (1 + (i / n)) ^ (n x t) Few of the basic terms used in time value of money calculations are: Present Value When a future payment or series of payments are discounted at the given rate of interest up to the present date to reflect the time value of money, the resulting value is called present value. Future Value Future value is amount that is obtained by enhancing the value of a present payment or a series of payments at the given rate of interest to reflect the time value of money. Interest Interest is charge against use of money paid by the borrower to the lender in addition to the actual money lent. Application of Time Value of Money Principle There are many applications of time value of money principle. For example, we can use it to compare the worth of cash flows occurring at different times in future, to find the present worth of a series of payments to be received periodically in future, to find the required amount of current investment that must be made at a given interest rate to generate a required future cash flow, etc. To View Full Video Lectures Visit - https://bit.ly/2PEEnUC ★ ACCOUNTS VIDEOS ★ https://www.youtube.com/channel/UCAXbiqmSkp9Sse4guGRMqDw?view_as=subscriber ★ COST ACCOUNTING VIDEOS ★ https://www.youtube.com/channel/UCAXbiqmSkp9Sse4guGRMqDw?view_as=subscriber ★ FINANCIAL MANAGEMENT VIDEOS ★ https://www.youtube.com/channel/UCAXbiqmSkp9Sse4guGRMqDw?view_as=subscriber ★ ECONOMICS VIDEOS ★ https://www.youtube.com/channel/UCK5RB8xNW_iOXz-rcGJZyTw?view_as=subscriber ★ INCOME TAX VIDEOS ★ https://www.youtube.com/channel/UCRRFVa1axTUdwZzc4Ta42XQ?view_as=subscriber ★ MATHS VIDEOS ★ https://www.youtube.com/channel/UCaIY3jMl7QDUWN6P6kSUYWw?view_as=subscriber STUDY TIPS ऐसे पढोगे तो हमेशा TOPPER बनोगे | Study Tips https://bit.ly/2QUXaew ENGLISH – Fatafat (Easy Way to Learn English) अंग्रेजी सीखें - फटाफट https://bit.ly/2PoAF4H ★ ExpertMotivation Channel https://bit.ly/2EsPBKC ★ For Any Information Video classes & Face To Face Batches Call +91 9268373738 E-mail: [email protected] (We Prefer emails rather than calls) Call timings Monday to Friday - Morning 10 to Evening 7 FACEBOOK: https://www.facebook.com/VijayAdarshIndia WEBSITE: http://www.vijayadarsh.com
Views: 39382 StayLearning
This is prerequisite material that we will use as we progress through the class material.
Views: 15065 Patricia Hatfield
A choice between money now and money later. Created by Sal Khan. Watch the next lesson: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/present-value/v/present-value-2?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Missed the previous lesson? Watch here: https://www.khanacademy.org/economics-finance-domain/core-finance/interest-tutorial/present-value/v/time-value-of-money?utm_source=YT&utm_medium=Desc&utm_campaign=financeandcapitalmarkets Finance and capital markets on Khan Academy: If you gladly pay for a hamburger on Tuesday for a hamburger today, is it equivalent to paying for it today? A reasonable argument can be made that most everything in finance really boils down to "present value". So pay attention to this tutorial. About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content. For free. For everyone. Forever. #YouCanLearnAnything Subscribe to Khan Academy’s Finance and Capital Markets channel: https://www.youtube.com/channel/UCQ1Rt02HirUvBK2D2-ZO_2g?sub_confirmation=1 Subscribe to Khan Academy: https://www.youtube.com/subscription_center?add_user=khanacademy
Views: 782829 Khan Academy
Are you looking at the future value of your cash flow when you plan your personal finances? In today's episode Matthew Pillmore, president of VIP Financial Education, takes a look at an important financial management concept known as Time Value of Money or TVM. This concept can change your mindset about money and take you to new levels in how you look at personal finance and how you can achieve your financial goals. Goals like becoming debt free or attaining financial freedom are more within reach when you start utilizing this technique in your decision making process as to where your money is going. There is a lot more to be gained by being smarter with your money! Start looking at the future value of money and you'll make smarter choices - choices like investing rather than spending. If you are an entrepreneur you've got to get this concept down! When planning your finances you have to take this into account - even compounding interest plays a role here... Dave Ramsey and Robert Kiyosaki both agree on this concept - it can have massive value in your financial plan. Don't forget to sign up TODAY for your exclusive one on one consultation at: http://www.FreeCoachingCalendar.com Have you checked out our ongoing contest?? CONTEST RULES: In order to be eligible for the ongoing contests you must: A) Be Subscribed B) Comment on this video (We’d love to hear what you’ve learned from our channel and how it is impacting you!) Each time you comment on a new video your name will be entered into the contest drawing, so the more you comment on the videos, the better your chances of winning! You can also gain additional entries by sharing our video on your social media accounts or by commenting on our Instagram or Facebook accounts. CONTEST PRIZES: 1: $25 Amazon Gift Cards a) 1 winner selected each week for next 24 weeks. 2: 2 Hour Skype Coaching Session a) 1 winner selected each month for next 5 months. b) To be considered: - Must have a MINIMUM of $500 average cash flow each month. No exceptions. 3: GRAND PRIZE - 2 Night Trip For Two to Denver and an Afternoon With Mr. Pillmore a) 1 winner selected first week of October. b) To be considered: - Must have a MINIMUM of $500 average cash flow each month. No exceptions. - Win a 2 hour Skype session with Mr. Pillmore. Current coaching members are also eligible for the contest! Our coaching costs can change with demand. To see our current pricing please watch this video: https://www.youtube.com/watch?v=HbVLmCvFjoI Want more actionable financial tips and tricks like this one? Check out our YouTube channel here https://www.youtube.com/channel/UC45hHuqWfdi7TIZg0RDG9_g Make sure to check out our social channels for more insight and industry news! Facebook - https://www.facebook.com/VIPFinancialEducation/ Instagram - https://www.instagram.com/vipfinancialed/ Instagram (Lifestyle) - https://www.instagram.com/vipfinancialedlifestyle/ Twitter - https://twitter.com/VIPFinancialEd LinkedIn - https://www.linkedin.com/in/vipfinancialed/ BBB A+ Rating - https://www.bbb.org/denver/business-reviews/financial-services/vip-enterprises-llc-in-westminster-co-90024254/ Complimentary services and products mentioned in our videos are available for a limited time only and are not guaranteed at the viewing of this video. VIP Financial Education provides resources for educational purposes only. Our education is not a substitute for legal, tax, or financial advice and results vary. VIP Financial Education encourages viewers to do their homework before taking any financial action. VIP Enterprises, LLC may from time to time earn commissions by recommending various products, services, and programs.
Views: 2687 VIPFinancialEd
ZACH DE GREGORIO, CPA www.WolvesAndFinance.com A description of the Finance Topic "Time Value of Money." The video starts by describing the Concept. People often skim over this concept because it is so easy to calculate on a calculator or Excel. But it is important to understand the central idea that risk and interest rates are related because of the time value of money. This is because of the understanding that a dollar today is worth more than a dollar tomorrow. The reason for this is because when you add the element of time, risk is introduced. The question then becomes, how do you quantify the difference between two moments in time? Finance attempts to do this by predicting the future. We are always making financial decisions based on our assumptions of the future. For instance, if a review of potential outcomes reveal 10% that do not result in a cash flow that implies 10% risk, which would be used to calculate present value. Neither Zach De Gregorio or Wolves and Finance Inc. shall be liable for any damages related to information in this video. It is recommended you contact a CPA in your area for business advice.
Views: 983 WolvesAndFinance
Like this MoneyWeek Video? Want to find out more on time value of money? Go to: http://www.moneyweekvideos.com/what-is-the-time-value-of-money/ now and you'll get free bonus material on this topic, plus a whole host of other videos. Search our whole archive of useful MoneyWeek Videos, including: · The six numbers every investor should know... http://www.moneyweekvideos.com/six-numbers-every-investor-should-know/ · What is GDP? http://www.moneyweekvideos.com/what-is-gdp/ · Why does Starbucks pay so little tax? http://www.moneyweekvideos.com/why-does-starbucks-pay-so-little-tax/ · How capital gains tax works... http://www.moneyweekvideos.com/how-capital-gains-tax-works/ · What is money laundering? http://www.moneyweekvideos.com/what-is-money-laundering/
Views: 39989 MoneyWeek
Thanks to all of you who support me on Patreon. You da real mvps! $1 per month helps!! :) https://www.patreon.com/patrickjmt !! Annuities : Annuity Due , Finding Future Value. In this video, we invest a fixed amount at regular intervals in an annuity due. We then find the future value of the annuity.
Views: 589041 patrickJMT
join my Whatsapp Broadcast / Group to receive daily lectures on similar topics through this Whatsapp direct link https://wa.me/917736022001 by simply messaging YOUTUBE LECTURES If you wish to learn more about above topic ,check this Online course Financial Management A Complete Study for CA/CMA/CS/CFA/ACCA and here is the: Enrollment Link For Students Outside India: https://bit.ly/2D2QE0I Enrollment Link For Students From India: https://bit.ly/2WwImFW Check our other Comprehensive courses in Finance /Accounts / Costing / Credit Analysis / Financial Management / Statistics / Banking / Auditing, etc. @ lowest ever price in the market: I) ACCOUNTING COURSES: a) Accounting Basics A Complete Study https://bit.ly/2Wy4ZtE b) Advanced Accounting A Complete Study https://bit.ly/2FHR1zs c ) Accounting Standards A Complete Study https://bit.ly/2FKuuSM d) Consolidated Financial Statement https://bit.ly/2TCijuY e) Company Valuation https://bit.ly/2CMtqff f) MBA Accounting and Finance for Managers https://bit.ly/2uAczrG g) Accounting for CA Inter Paper 1 (Module 1) https://bit.ly/2EH2Czx h) Accounting for Employees Stock Ownership Plan (with Co-Instructor Anu Sebastian) https://bit.ly/2CIHDtE i) How to prepare Financial Statements for Indian Companies (with Co-Instructor Anu Sebastian) https://bit.ly/2FAdTjq II) BANKING COURSES: a) Accounting and Finance for Bankers https://bit.ly/2YxfGyk b) Accounting, Finance and Banking A Complete Study https://bit.ly/2FKcd89 c) Banking PO Exams Practice Test Series Part 1 (with Co-Instructor Sandeep Kumar) https://bit.ly/2HPyWBY d) NPA Management - A Complete Study https://bit.ly/2OfpZCl III) COSTING COURSES: a) Cost Accounting A Complete Study https://bit.ly/2YwSRe1 b) Management Accounting A Complete Study https://bit.ly/2CHTrMT IV) CREDIT ANALYSIS COURSES: a) Banking Credit Analysis Process (for Bankers) https://bit.ly/2TbmAoO b) How to Carry out Term Loan Appraisal & Assessment as Banker https://bit.ly/2Uedjhh c) How to Carry out Financial Analysis as Banker https://bit.ly/2FHTdaa d) Credit Policy, Products Delivery, Appraisal, Risk & Rating https://bit.ly/2DxhsqR e) Export Finance, Priority Sector Lending and Retail Loan https://bit.ly/2RVWjzj V) DIRECT TAXATION COURSES: a) Direct Taxation in India https://bit.ly/2JMPYSZ VI) FINANCIAL MANAGEMENT COURSES: a) Financial Management A Complete Study https://bit.ly/2WwImFW b) Advanced Financial Management A Complete Study https://bit.ly/2Yw8n9U c) Financial Management for CA Inter Exams https://bit.ly/2U4CerB d) CFA Corporate Finance Level 1 https://bit.ly/2TI61RU e) CFA Corporate Finance Level 2 https://bit.ly/2FFnnKh VII) GST COURSES: a) Basics of GST in India https://bit.ly/2uHn2BL VIII) AUDITING COURSES: a) Basics of Auditing https://bit.ly/2Y5dVYO IX) TAMIL COURSES ON ACCOUNTING AND FINANCIAL MANAGEMENT COURSES: a) Accounting Basics in Tamil https://bit.ly/2TIWqhG b) Financial Management in Tamil https://bit.ly/2HioBOD X) STATISTICS COURSES: a) Basics of Statistics https://bit.ly/2FIB8Jc XI) For Competitive Exam: a) Reasoning ability for IBPS PO Mains Exams https://bit.ly/2GLvqaA b) Master Squares and Cubes: Excel in Competitive Examination (with Co-Instructor Sandeep Kumar) https://bit.ly/2YyG7U5 c) Simplification Techniques and Tricks for Competitive Examinations (with Co-Instructor Sandeep Kumar) https://bit.ly/2MrQIe9 d) General Awareness for IBPS-PO Mains Exam(with Co-Instructor Sandeep Kumar) https://bit.ly/2V4cZ4O e) General knowledge for IBPS- PO mains Exam(with Co-Instructor Sandeep Kumar) https://bit.ly/2SPtftO XII) MARKETING: a) Learn Advertising through Real Life Cases https://bit.ly/2FyKbLw b) Basics of AD-Message & Product Classification https://bit.ly/2FHTolU XIII) BUSINESS : a) Basics of Economics a Complete Study https://bit.ly/2TD9LnH b) Basics of Forex Management A Complete Study https://bit.ly/2IT1Vq2 c) Basics of Commerce A Complete Study https://bit.ly/2UlJn60 d) Basics of Indian Companies Act 2013 https://bit.ly/2FyGXHW XIIII) BASICS OF BUSINESS : a) Finance for Non Finance Executives https://bit.ly/2CLem1A Install our android app CARAJACLASSES to view lectures direct in your mobile - https://bit.ly/2S1oPM6
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View full lesson: http://ed.ted.com/lessons/how-to-calculate-the-future-value-of-your-cash-german-nande We've all heard the phrase "Time is money." But what do these two things actually have to do with one another? German Nande explains the math behind interest rates, revealing the equation that will allow you to calculate the future value of your money (if you wisely put it in the bank, that is). Lesson by German Nande, animation by TED-Ed.
Views: 230466 TED-Ed
Help us learn more about your experience by completing this short survey: https://www.surveymonkey.com/r/RRKS8LZ Subscribe to Alanis Business Academy on YouTube for updates on the latest videos: https://www.youtube.com/alanisbusinessacademy?sub_confirmation=1 The time value of money, commonly abbreviated as simply TVM, is the idea that money loses value over time. You may have heard the saying one dollar received today is worth more than one dollar received tomorrow. What this attempts to explain is the fact that the value of your hard earned money decreases each and every day. As an example, lets say that that your friend asked you for $500 with the promise to repay you that same amount in twelve months. Although you may be inclined to help your friend out this wouldn't be a great financial decision. But why? You're still receiving that same $500 you loaned him or her twelve months ago. The truth is, that although the numerical value of your $500 remains unchanged, you incur several costs by not having it in your possession. The first and probably the most obvious cost that you incur is inflation. Inflation is the increase in the price of goods and services over a period of time. Inflation generally runs at about two percent annually, although it has been quite less as of late. So if you hold your money for that period of time, what you can do with that money actually decreases. The financial equation to determine a present value is as follows: PV equals FV divided by one plus i to the nth power. In this equation, PV is the present value of our money and what we are trying to determine. FV represents that future value of our money, which is $500 . i represents the interest rate that we intend to discount or reduce our $500 by. Generally for discounting purposes the interest rate represents what we could've received if you had the money in our possession and put it to good use. In this case, we are going to discount our money by an inflation rate of two percent to reflect its diminished value. The last bit of data we need is the number of periods or n, which will be one to reflect the number of years we are going to discount our $500 by. The second reason that money decreases in value over time is due to opportunity costs. An opportunity cost represents what you give up by loaning the $500 to your friend. More specifically, the opportunity cost represents the next best alternative. What that is depends upon your unique situation. It could be investing in the stock market, placing the money in a savings account, or even spending it on new clothes. Unfortunately you incur an opportunity cost by giving up possession of your money. Now as a result of both inflationary pressures and opportunity costs your $500 will be worth less in twelve months. This is why banks charge interest on loans and why consumers expect to earn some type of interest when they place their money in a bank. It's simply being compensated for the costs that they incur by not having the money in their possession at this moment in time.
Views: 6973 Alanis Business Academy
Interest rate and discount rate, Time Value of Money, CFA Level 1 Tutorial-1 The time value of money is the principle that a certain currency amount of money today has a different buying power (value) than the same currency amount of money in the future. The value of money at a future point of time would take account of interest earned or inflation accrued over a given period of time. This notion exists both because there is an opportunity to earn interest on the money and because inflation will drive prices up, thus changing the "value" of the money. The time value of money is the central concept in finance theory. However, the explanation of the concept typically looks at the impact of interest and assumes, for simplicity, that inflation is neutral. http://www.garguniversity.com Check out Ebook "Mind Math" from Dr. Garg https://www.amazon.com/MIND-MATH-Learn-Math-Fun-ebook/dp/B017QEIF18
Views: 31170 Garg University
This video give the basic logic & concept of Time Value of Money (Basic Concept) With Easy Example ? Urdu / Hindi ZPZ Education Channel Link: www.youtube.com/channel/UCwFzeQDf9cGm_ZeTXV_t5SA
Views: 2073 ZPZ Education
Mortgage Application: https://www.youtube.com/watch?v=NEa3Y7MPkug&list=PLJ-ma5dJyAqrBnet6ZTGrsgudkTU-4A0y&index=9 Annuity New Videos: https://www.youtube.com/watch?v=LZrqa6IpIto&list=PLJ-ma5dJyAqrQFLaBrgcrXrAahYyxCwV_&index=1
Views: 25256 Anil Kumar
I realized that I don't have any videos relating to the time value of money problems that often come up in finance classes. My channel is called Time Value Videos, and I don't have any Time Value Videos! This video covers the present value and future value of a single payment. This is very similar to the kinds of problems you'll see in McGraw Hill's Connect or LearnSmart courses.
Views: 350 TimevalueVideos
More HD Videos and Exam Notes at https://oneclass.com Our goal is helping you to get a better grade in less time. We provide various exam tutorials which are specifically designed for your courses. Please go to our official website http://oneclass.com and Visit our channel for more tutorials: http://www.youtube.com/user/Notesolution Like us on Facebook: http://facebook.com/oneclass Follow us on Twitter: http://twitter.com/getoneclass Follow us on Instagram: http://instagram.com/getoneclass
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Please like our Facebook page at https://www.facebook.com/rutgersweb To watch the entire video, please go to https://www.youtube.com/watch?v=d4qBR5I7MKU Description: This lecture focuses primarily on capital budgeting. The topics of payback period and rate of return are discussed as well as the methods for calculating them. Lastly, the concept of time value of money is explained, as well as the many terms that fall under it (annuities, future values, present values, number of periods, interest, and more). To receive additional updates regarding our library please subscribe to our mailing list using the following link: http://rbx.business.rutgers.edu/subscribe.html
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Clicked here http://www.MBAbullshit.com/ and OMG wow! I'm SHOCKED how easy.. No wonder others goin crazy sharing this??? Share it with your other friends too! Exactly what is Present Value and how will you utilize the Present Value Formula? In the event that you already understand the idea of Future Value, you will be able to easily understand Present Value. Exactly what is the "Present Value" of today's $100? It's also $100! Why? Because "present" means "today". Thus, it is $100 today (present value), and after earning interest, it may become $105 the following year (future value). Let's say that one year ago, this money was only a little more than $95, and then it earned interest all through the year, and now it's valued at$100. Exactly which is the "Past Value" of your $100? Again, very straightforward! It is $95. So... with regard to your $100 right now, Present Value is $100, Past Value is $95, and the Future Value is $105. However, that was quite a simple example to point out the concept. The important challenge in school as well as actual business is learning the specific number of your Future Value, Present Value, and Past Value, using scary looking but very simple formulas. The Present Value or Past Value Formula, simplified, resembles this: Present Value or Past Value = (1 interest rate)^n Where n = number of years. Don't be alarmed. You might prefer to watch it in action in the video above and you'll see how easy it is to use it. Just about the most confusing thing regarding the Present Value and Past Value concepts is that in many different business schools also with numerous books, Present Value and Past Value are explained almost like they're exactly the same thing. However, they are not. They are very different! Why the confusion? Because they definitely utilize the same formula. However, the result of the formula will allow you compute either the present value or the past value, depending on how the story is told. http://www.youtube.com/watch?v=FnzoTQMCIo4
Views: 115609 MBAbullshitDotCom
In the video, 11.02 - Present Value Tables – Time Value of Money – Lesson 1, Roger Philipp, CPA, CGMA, explains present value of a lump sum and present value of an ordinary annuity, or annuity in arrears, how to find the present value factors in a present value table and how to apply the knowledge in calculating the present value of a bond at issuance. Future value concepts are also covered, but only briefly because present value is more relevant for the CPA Exam. Roger also breaks down how the present value of an annuity is just a summing of multiple present value of a lump sum values. Be sure to watch video, 11.02 - Present Value Tables – Time Value of Money – Lesson 2, for the rest of Roger’s in-depth explanation of present value concepts and how they apply to bonds. Connect with us: Website: https://www.rogercpareview.com Blog: https://www.rogercpareview.com/blog Facebook: https://www.facebook.com/RogerCPAReview Twitter: https://twitter.com/rogercpareview LinkedIn: https://www.linkedin.com/company/roger-cpa-review Are you accounting faculty looking for FREE CPA Exam resources in the classroom? Visit our Professor Resource Center: https://www.rogercpareview.com/professor-resource-center/ Video Transcript Sneak Peek: Ok, we talked about present value as far as the bonds. Let's now look at this and apply it. Now, if you come back over here, we said how do you figure out the proceeds on the bond? We said face, par, million dollar face times the present value of the lump sum, 10 percent, boom. Plus, 80,000 present value of an ordinary annuity, 5 years, 10 percent, boom. So the question is, what does this mean, where do these factors come from? Those are called present value. If you look in your notes you will see present value of an amount. That is present value of a lump sum. That's the amount you need to invest today at a certain interest rate for so many years to get back a dollar in the future.
Views: 13920 Roger CPA Review
The time value of money (TVM) is the concept that money available at the present time is worth more than the identical sum in the future due to its potential earning capacity. CMA Chander Dureja provides Best Video Classes For CA ,CMA, CS Inter/Executive and Final For Strategic Financial Management(SFM ),Financial management(FM) And Cost and Management Accounting -9811981369
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Solved various types of problem related to time value of money so that students can understand how we apply different table values in different situations. Generally student will get the Time Value Table at the back pages of their Financial Management book. If they don't have that Table then can be downloaded from below mentioned download link. 1. How to calculate PVF, PVAF, CVF, CVAF values on calculator : https://www.youtube.com/watch?v=cUTDq6hpais Student can watch following lectures if not fully aware of 'Time Value of Money' : 1. https://www.youtube.com/watch?v=oeox8DLagHU 2. https://www.youtube.com/watch?v=WBOMLP7oXU4 3. https://www.youtube.com/watch?v=XNCPVqLeFi8 🔴 Connect on Facebook : https://www.facebook.com/ca.naresh.aggarwal 🔴 Download Notes: https://drive.google.com/drive/folders/0BzfDYffb228JNW9WdVJyQlQ2eHc?usp=sharing 🔴 Connect with Google+: https://plus.google.com/u/0/+CANareshAggarwal
Views: 40135 CA. Naresh Aggarwal
The time value of money (TVM) is the idea that money available at the present time is worth more than the same amount in the future due to its potential earning capacity or in other words we can say that money available at the present is worth more than the same amount in the future due to financial factors like inflation. Case I: Savings Bank Account P = INR 1,00,000 R = 3.5% yearly T = 1 Year Amount after 1 year = PRT/100 = INR 1,03,500 means interest earned = INR 3500 only in 1 year. Case II: Fixed Deposit (FD) in Bank Account P = INR 1,00,000 R = 7.5% yearly T = 1 Year Amount after 1 year = PRT/100 = INR 1,07,500 means interest earned = INR 7500 only in 1 year. Case III: Invested in business/micro lending P = INR 1,00,000 R = 15.0% yearly T = 1 Year Amount after 1 year = PRT/100 = INR 1,15,000 means interest earned = INR 15000 in 1 year. If inflation is @ 5% to 8% then, imagine ROI on bank FD and Savings Bank Account.
Views: 3216 ABHISHEKSINGH.IN
For CS/CA/CMA students Financial management subject. Do give a thumbs up if you like the video , share with your Friends, & subscribe to my channel if you have not subscribed yet for all future updates. #Time_value_of_money #Financial_Management #Discounted_Cash_Flows
Views: 315 CS Udit Dua
What happens when we have multiple periods of different sized cash flows? We discount the cash flows individually using the equation we just learned. Illustrations included to clearly explain the concept like always! Website: http://www.notepirate.com Follow us on Facebook: https://www.facebook.com/pages/Note-Pirate/514933148520001?ref=hl Follow us on Twitter: http://twitter.com/notepirate We appreciate all of the support you guys have given us. Be apart of the mission to help us reach more students by subscribing, thumbs upping and adding the videos to your favorites! ** Notepirate is privately owned and exclusive to Notepirate.com.**
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Management Studies; Financial Management: 25. Time Value of Money (TVM) | Concept Of Present Value Calculation | Financial Management - Application of Present Value Calculation - Application of Present Value Calculation of Fractured Stream of Uneven Cash Flows - Annuity - Future Value of Lumpsum - Present Value of Annuity - Value of Annuity Video by Edupedia World (www.edupediaworld.com) , free online education Download our App : https://goo.gl/1b6LBg Click here https://www.youtube.com/watch?v=B56z1kb-hrQ&list=PLJumA3phskPGbN8dLpEf7dGuCgkdIJv7H for the play list All Rights Reserved
Views: 165 Edupedia World
For Full Course Contact us @ 9717356614 or Visit our site www.cdclasses.com The time value of money (TVM) is the concept that money available at the present time is worth more than the identical sum in the future due to its potential earning capacity. 1 What is the formula for time value of money 2 What is the time value of money and why is it important 3 What do you mean by value for money 4 How does money affect the time value of money 5 Time value of money example 6 Time value of money formula 7 Time value of money in financial management 8 Reasons for time value of money 9 Importance of time value of money 10 Time value of money real life examples 11 Time value of money calculation 12 Time value of money calculator For Full Course Contact us @ 9717356614 or Visit our site www.cdclasses.com
Views: 1145 CMA. Chander Dureja