Search results “Saving options for retirement”
How to invest for retirement in your 40s.
If you are looking to invest for retirement and you are about 40 then we have some numbers for you! Here is a breakdown of exactly how much you would need to invest in a Roth IRA if you are age 40. Investing for retirement gets more and more difficult the more you age so its important that you start your savings plan early. Our retirement investment plan today will include inflation as well as post retirement income and growth expectations. Keep in mind that the longer you wait to invest for retirement the more money you need to save. Time is on your side and every investment dollar counts. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments and, using NestEgg we can help you with every penny! ---Ready to subscribe--- https://www.youtube.com/jazzwealth?sub_confirmation=1 For more information visit: www.JazzWealth.com --- Instagram @jazzWealth --- Facebook https://www.facebook.com/JazzWealth/ --- Twitter @jazzWealth Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
Views: 69914 Jazz Wealth Managers
401(k) and IRA 101 (Investing Basics 3/3, Retirement Basics 1/2)
In this video, you'll learn everything you need to know about retirement accounts such as 401(k)s, 403(b)s, and IRAs! We cover the difference between Roth and Traditional retirement accounts, when to choose an IRA over a 401(k), what happens to your 401(k) when you leave your company, and much more! Investment account recommendations: https://www.moneycoach.io/recommendations/roboadvisors Next video: https://www.moneycoach.io/videos/retirement/2 More of a text based learner? See the transcript and citations here: Investing: http://bit.ly/2fs5Kma Please leave us any feedback here: https://goo.gl/REmdfD
Views: 55851 MoneyCoach
How to Retire Early: The Shockingly Simple Math
Enroll in our Personal Finance Masterclass for just $10: https://www.videoschoolonline.com/YTFinance How to retire early - let's break down the steps to early retirement. Take a premium course at http://www.videoschoolonline.com/course-library/ This video shows you how to retire early with shockingly simple math. I've been a personal finance nerd for a while, and the idea of early retirement is really interesting. I'm a huge fan of Mr. Money Mustache who wrote a great article on the shockingly simple math behind early retirement. Since I make videos, I wanted to take his theories and break them down into a digestible video. I hope you enjoy! And like I say in the video, please like and share this video, then leave a comment. What do you think? Is this amazing or crazy? What is your savings rate? What other personal finance questions do you have? I credit a lot of this work/theory to Mr Money Mustache. Read his full article about it here (http://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/). Also, check out this cool early retirement calculator (https://networthify.com/calculator/earlyretirement?income=50000&initialBalance=0&expenses=17000&annualPct=5&withdrawalRate=4) Script: Hi, my name is Phil. I’m a video creator and online instructor. I’m also a personal finance nerd. Because of that, I want to create a series of videos that breaks down some of the most mystifying topics that plague our society. In a world where people’s finances are typically locked away and not-talked about, I believe opening up the gates of financial conversation will help everyone live a better and smarter life. In this first video, I want to explain the shockingly simple math behind early retirement - thanks to one of my biggest heroes, Mr Money Mustache. While the ability to retire may seem like a distant and unreachable goal for many, the premise comes down to one thing. You need to invest money so that it earns more money. This could be investing in stocks or bonds, real estate, or any other of investment vehicles. As soon as your investments earn enough money for you to live on each year, you are able to retire. Let’s break it down further to know when you can retire. The most important concept is knowing your savings rate, basically how much you make minus your expenses. If you spend 100% of your income, you will never retire… because you will never be able to invest any money that earns money for retirement. If you spend 0% of your income, you can retire right now… because somehow you are living without needing to make any more money. Between 0% and 100% are a number of savings rates that correlate with the years it will take to retire. For this, let’s assume your annual investment return is 5% (which is conservatively low) and your withdrawal rate is 4%… meaning you spend 4% of your net worth each year. For example, if you have a $1,000,000 net worth, and you live on $40,000. If your savings rate is 10%, you will be able to safely retire after 51.4 years. Safely, meaning you will never run out of money. If your savings rate is 25%, you can retire in 31.9 years. 50%, you can retire in 16.6 years. And if you can somehow save 75% of your income, you can retire in 7.1 years. Now getting to that savings rate might not be easy in our world of societal pressures, keeping up with the Joneses, and bad habits. But you can get closer by making smart decisions, avoiding debt, and living simply. The key take away is… Cutting your spending rate is way more powerful than increasing your income because no matter how much money you make, decreasing your spending will speed up the process. A note, The math behind early retirement works if you are working a minimum wage job or a 7-figure CEO salary. It’s all about the savings rate. So if you want to retire in 10 years, the math tells us that you need to save 66% of your income. Now there is a lot that I didn’t talk about - like how to invest, and how to cut expenses to get to a high savings rate. Those will come in a future video. For now, get excited about the honest truth about retirement (and early retirement at that!)! Let me know what you think in the comments below? Is this exciting or bogus? Until next time… start being money smart. Please subscribe to the channel and leave a comment below! Video School Online: http://www.videoschoolonline.com Courses: http://www.videoschoolonline.com/course-library/ Twitter: http://www.twitter.com/philebiner Facebook: http://www.facebook.com/videoschoolonline
Views: 992344 Phil Ebiner
Retirement Plans: Last Week Tonight with John Oliver (HBO)
Saving for retirement means navigating a potential minefield of high fees and bad advice. Billy Eichner and Kristin Chenoweth share some tips. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
Views: 12622686 LastWeekTonight
Check out our new blog https://www.theincrediblepenny.com ℹ️ Get help with your financial life. https://travissickle_youtube1.gr8.com/👈 💰💰💰 💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰 If you are in need of financial planning help you can learn more here. We're happy to help you reach your financial goals. http://bit.ly/sicklehuntermeeting HOW TO SAVE FOR RETIREMENT WITHOUT A 401(K) If you don't have a 401(k) retirement plan at work what do you do? You can save into other retirement accounts and with a few tips, you can also reduce your taxes. Retirement planning can be within reach if you make a few changes. There are Traditional IRAs and Roth IRAs but figuring out which is right isn't always straightforward. After all when you don't have a 401(k) where do you save your money? The new tax changes with the 2017 Tax Cuts and Jobs Act may be your ticket to getting on track for retirement planning. Reducing your taxes can help put more money in your pocket and give you the chance to contribute those dollars to your IRA. 💸 FOR MORE FINANCIAL PLANNING & ASSET MANAGEMENT 💸 Try out our financial planning tool today. https://travissickle_youtube1.gr8.com/ About Travis Sickle: https://www.sicklehunter.com/travis-t... twitter: @travissickle Instagram: https://www.instagram.com/travistsickle/ Company Website: https://www.sicklehunter.com twitter: @travissickle facebook: https://www.facebook.com/SickleHunterFA/ Travis Sickle CERTIFIED FINANCIAL PLANNER™ Sickle Hunter Financial Advisors 620 E Twiggs Street Suite 304 Tampa, FL 33609 TRAVIS T SICKLE, CFP®, AAMS®, CRPC®, RICP® CERTIFIED FINANCIAL PLANNER™ #401k #retirement #startinvesting
🔴 What to Do If  You Have Not  Saved For Retirement  and You Are Now 50 Years Old
What to Do If You Have Not Saved For Retirement and You Are Now 50 Years Old. Subscribe to our channel https://youtu.be/Ye2ijkO6LQ4 😃 👍 Thank you for a Thumbs Up Who are we? The Wisdom Investor is all about providing valuable information and education to help you accumulate a nest egg for retirement. People of all ages can benefit from our videos. We want to help you build your financial wealth. You can build your financial wealth by saving, investing and managing your expenses. In addition we cover topics like Social Security, debt, housing, expenses, withdrawing money, health care, tax strategies, exercise and where to live. Website http://www.wisdominvestor.com Planning for Retirement http://www.wisdominvestor.com/weekly.htm Investing ETF Funds http://www.wisdominvestor.com/market.htm Contact [email protected] These People Will Not Get Social Security https://youtu.be/_7V6Xzqum0o 50 Years old and No Money for Retirement https://youtu.be/TL2AOm-qAmM How Much Income with 400,000 Savings? https://youtu.be/bezM82g_ltk $300,000 by 65 How Much Income Will I Have in Retirement? https://youtu.be/LH0ekQDn4o8 $400,000 At 55 Years Old and Retire Early https://youtu.be/jdttmBH9mLA Should I Take Social Security at 62? https://youtu.be/AYiMziBnBis Financial Independence in 12 Years https://youtu.be/C1__3PTRAGA Build a Stream of Income https://youtu.be/Vi_kgQ9NvfQ How to Have More Money https://youtu.be/Vi_kgQ9NvfQ How Much Social Security If I Make $50,000 https://youtu.be/vDtInklwmfM How Much Money to Save For Retirement https://youtu.be/ZOgkLUyZ5kI Will My Income Last During Retirement? https://youtu.be/tIFA_y20Kko Dividend Investing with Stocks and ETF's https://youtu.be/JVOD7zli8uI Expenses During Retirement https://youtu.be/UuYPrW2t39I How to Get Out of Credit Card Debt https://youtu.be/OnL1-lVmMZQ Should I pay off my mortgage? https://youtu.be/vzmPKj2gE_I When to Buy Stocks https://youtu.be/yg09pAwcadU Technical Indicators for Buy Signal - https://youtu.be/9JVokot0-SA
Views: 100650 Wisdom Investor
Retirement Saving Options Beyond a 401(k)
Learn why a 401(k) shouldn't be your only retirement savings vehicle. In this webcast, Northwestern Mutual professionals discuss retirement savings options beyond a traditional 401(k). Visit Northwestern Mutual: https://www.northwesternmutual.com/
Views: 453 NorthwesternMutual
How To Plan For Retirement
"How to Plan for Retirement". A simple guide to help you retire with peace of mind. PST: Hello, its me, Professor KnowItAll... and yes, I'll be giving you the very best tips so you can retire with peace of mind... EXP: Hello Professor, are you now an expert on that topic? PST: Of course... EXP: Oh, OK, so you're all ready for retirement? PST: Of course! I'm ready! EXP: So then, you have money saved? PST: Well, not exactly but I have a plan... I will live with my kids... EXP: Living with your family during retirement can be very gratifying, but surely you don't want to be a burden on them...Did you know that people in the United States, on average, live 20 years after they retire? In general, people need almost 80% of what they earn in order to live comfortably after retiring That's a lot of money, so you'll definitely need a good plan in order to get there. OK, don't panic yet. It's never too late to start or even too early. Let me tell you what you should do so that the next time, you can give people good advice. PST: Sounds good. EXP: Professor, according to the Consumer Action Handbook, the first thing is recognizing the importance of saving for retirement. The three most common options are: One: Pension benefits, offered by some places of employment. Two: Savings and investments, started by you. Three: Social Security, which is the Federal Governments retirement plan. Now, if you're still working, find out if your place of employment offers a pension plan and how it works. Some companies also offer a 401k plan. PST: Four 01 what? I've never heard of that truck, but mine is newer... EXP: I'm not talking about vehicles here, I'm talking about retirement plans in which, if you save, your company will match a percentage of the contributions you make. PST: Oh, that's like free money. EXP: Exactly. Sometimes you impress me, Professor! In order to plan well for retirement, you must consider what types of expenses you'll have, whether you'll work or not, if you'll have additional medical insurance, or if you'll have costly hobbies, like traveling. There are many things to consider, so you may want to consult a financial expert for help. PST: Yikes, I'm feeling dizzy... EXP: Professor, you can also ask for help and get tips from the following organizations: AARP, American Savings Education Council, Department of Labor Securities and Exchange Commission, Social Security Administration PST: Ufff...I'm feeling a little better now. EXP: Professor, this is all about saving not spending... Better yet, let me remind you to visit USA.gov or in Spanish at GobiernoUSA.gov where you can learn more about all of this and other interesting topics for consumers. And remember, you can also order your free "Consumer Action Handbook "...
Views: 52939 USAgov/archive
The Best Ways to Invest in Your 30s | Phil Town
The time value of compound interest simply can't be overstated. If you begin putting aside $5,000 per year in your thirties, you can expect to generate around $1 million by the time you retire at age 65. When it comes to investing, the earlier you start the better! http://bit.ly/2APKGBJ Looking to master investing? Attend one of my FREE 3-Day Transformational Investing Workshops. Apply here http://bit.ly/r1workshop _ Learn more: Subscribe to my channel for free stuff, tips and more! YouTube: http://budurl.com/kacp Facebook: https://www.facebook.com/rule1investing Instagram: https://instagram.com/ruleoneinvesting Twitter: https://twitter.com/Rule1_Investing Google+: + PhilTownRule1Investing Pinterest: http://www.pinterest.com/rule1investing LinkedIn: https://www.linkedin.com/company/rule-1-investing Blog: http://bit.ly/1YdqVXI Podcast: http://bit.ly/1KYuWb4 Buy my bestselling book Rule #1: https://amzn.to/2R9Gofj Shopping through my amazon link is one of the best ways to support my YouTube channel! how to invest, investing in your 30s, learn to invest, investing 101, investing in stocks, how to invest your money, stock market for beginners, investing money, personal finance, money tips, how to save money,
Investing Basics: Planning for Retirement
Retirement may be the largest financial goal you’ll ever have, and you need a plan to get there. In this video you’ll learn the basics of retirement planning, like how to set a retirement goal, choosing between a Roth or Traditional IRA, and deciding how to manage your investments.
Views: 389645 TD Ameritrade
The 2 Biggest Regrets Saving For Retirement (don't make the same mistakes)
Thanks to USAA for sponsoring this video! ✅Get your retirement questions answered here: https://www.usaa.com/inet/wc/investments-retirement?adid=sm_nflcr_rose Even to this day, I can still remember one of the first appointment I had as a financial advisor. I was meeting with a couple in their early 60’s. Their goal was to see if they were able to retire. They were so stressed out with their 40+ hour work weeks and the fact that they could barely pay their bills, they were ready to be done. The sad part was that they barely had any savings, investments, or money put away for retirement. That was not the only time I met people that wanted to get ready for retirement, but they didn’t take the right steps early enough to fulfill that dream of retirement. The two biggest mistakes they made: 1. They didn’t have a plan - they assumed with their small 401k and social security, that would be enough. 2. They never sought advice - they took care of their own finances without any coaching or guidance. Nothing compares to sitting down with a financial advisor that knows what steps you need to take for your unique financial situation. Don’t think that you can do this alone. USAA is offering a no charge retirement review to look at your situation, just to see how you are doing. Contact them today to request a retirement review: You have to have a plan, you have to work that plan, and you have to seek advice from someone that knows more than you do. #USAA #LifeUninterrupted #sponsored ✅Get your retirement questions answered here: https://www.usaa.com/inet/wc/investments-retirement?adid=sm_nflcr_rose ▶︎▶︎▶︎ Get Started Today with the "Make $1K Blogging" Free Course here: ➡️➡️➡️ http://Make1kChallenge.com ★☆★ SUBSCRIBE TO JEFF''S YOUTUBE CHANNEL NOW ★☆★ https://wealthhackerlabs.com/subscribe ★☆★ WANT MORE FROM WEALTH HACKER™ LABS?★☆★ 💰Wealth Hacker™ blog: https://wealthhackerlabs.com/ 💻 Personal finance blog: https://www.goodfinancialcents.com/ Podcast: 🎙 https://itunes.apple.com/us/podcast/good-financial-cents-podcast-investing-building-wealth/id775107294?mt=2 ★☆★Pick up Jeff's best selling book, Soldier of Finance, here: ★☆★ 📗https://amzn.to/2JVzwwo ★☆★ CONNECT WITH JEFF ON SOCIAL★☆★ ▸Twitter: https://twitter.com/jjeffrose ▸Instagram: https://www.instagram.com/jjeffrose/ ▸Facebook: https://www.facebook.com/jjeffrose/ ▸Linked In: https://www.linkedin.com/in/jeffrosecfp/ Jeff's favorite T-shirt line, Compete Every Day: 👕 https://www.goodfinancialcents.com/compete
Retirement Planning के लिए Best Pension Scheme in India 2018 | In Hindi
Hello Doston! Hum Sab chahte hai apna Retirement better way main plan karna. Isliye aaj ke video main hum baat karenge National Pension Scheme 2018 ke bare main. National Pension Scheme ek Government scheme hai jisme bahot saare benefits hai jaise tax planning, retirement planning , etc. This scheme will automatically do your financial planning as per your requirements. This scheme will help you make good profits and also help you plan your tax i.e., under 80C and 80CCD and retirement in a much better way! Kya NPS 2018 ho sakti hai Retirement Planning के लिए Best Pension Scheme in India 2018 - Watch this video till the end to know more! See My Complete Portfolio http://www.finology.in/my-portfolio.html Best Course on Stock Market Investing http://www.finology.in/academy.html Stock Selector https://www.finology.in/stock-selector.html Open an Instant Online Zero Brokerage Trading Account https://zerodha.com/open-account?c=ZM... Best Books on Investing - Rich dad poor dad (HINDI) - http://amzn.to/2FQTIx0 Learn to Earn - http://amzn.to/2FHrLHx Dhandho investor - http://amzn.to/2BcAqOL Education of a Value investor - http://amzn.to/2D5Vtod Connect with Me - Twitter Tips - https://twitter.com/myfinology facebook connect - https://www.facebook.com/myfinology/ Instagram updates - @myfinology Email - [email protected]
Views: 191894 pranjal kamra
4 Types of Retirement Accounts
It’s never too early to start planning for retirement. There are various types of retirement accounts that allow you to start saving for the future your way - so when you retire, you can hopefully keep living the lifestyle you’re used to. Questions or Comments? Have a question or topic you’d like to learn more about? Let us know: Twitter: @ZionsDirectTV Facebook: www.facebook.com/zionsdirect Or leave a comment on one of our videos. Open an Account: Begin investing today by opening a brokerage account or IRA at www.zionsdirect.com Bid in our Auctions: Participate in our fixed-income security auctions with no commissions or mark-ups charged by Zions Direct at www.auctions.zionsdirect.com
Views: 16624 Zions TV
Lies You've Been Told About Saving For Retirement (401k, IRA, House)
Free Training To A Brand New High-End Career (limited time only 2018) https://www.besthighendcareer.com/webinar You've been told to put money in a 401k, but do you know the average return? What's the difference between a 401k, IRA, and trading stocks? Is a home a better investment than 401k or IRA? Article that agrees that in real life, you'll get about a 5% return on 401k's http://www.interest.com/401k/news/kin... James Altucher says that you shouldn't buy a house at all: http://www.jamesaltucher.com/2011/03/... The #1 internship marketplace exclusively for college students and new grads ➡ http://www.wayup.com/refer/engineered... ⬅ https://Facebook.com/EngineeredTruth https://Twitter.com/EngineeredTruth https://www.instagram.com/EngineeredtTruth/
4 Techniques for Increasing Your Retirement Savings
By the time we reach our 60s, most of us have discovered the truth about money. While it certainly can’t buy you happiness, it can buy you options. And, at this point in our lives, freedom is more important than ever. So, today, I want to share 4 tips for saving more money in the years before (and during) retirement. I hope that you find them useful! Come join us for a cup of tea (or coffee) and a chat. And, if you enjoy the show, please tell one friend about us today. Your support means so much to me! Here are today's community questions. What steps have you taken to improve your financial situation recently? What advice would you give to your Sixty and Me sisters who are trying to boost their retirement savings? Please join the conversation and tell one other woman about Sixty and Me today. The more the merrier! Here is the link to the article that I mentioned on today's show. http://sixtyandme.com/4-powerful-ways-to-boost-your-retirement-savings-in-your-60s/
Views: 12491 Sixty and Me
Best Retirement Plans for the Self-Employed
For all the self-employed people out there, I'm with you. How can you save, plan for retirement and invest when you don't have the traditional corporate business structure? Here's my best plan of attack for making the best use of every dime.
The 60-Second Guide to Investing Your Retirement Savings
Are you confused about how to invest your retirement savings?
Views: 11588 Money Talks News
TSP After Retirement - Thrift Savings Plan After Retirement
What are tsp strategies after retirement – What is a tsp after retirement? 1-800-566-1002 http://www.RetireSharp.com . What are the best types of tsp after retirement and learn how you can avoid the most common mistakes that individuals have made when looking to leverage their tsp after retirement. Considering All Resources When Planning for Retirement When you are busy living your life, you have little time to think about retirement. Your family and personal goals are foremost on your mind. Yet if you do not make time to plan for your retirement, the time to retire can come before you have set plans in place to provide for yourself and your family during your golden years. You may not be able to maintain the kind of lifestyle you would like to have during your retirement if plans are not put in place now. Instead of waiting, follow these simple steps to plan for your retirement now so your retirement years will be a reward for all those years during which you worked so hard. Discover the Plans Your Employer Offers Many employers offer pension plans, 401k, or other retirement plans as part of their employees' benefit packages. If you are unaware about what they offer, ask. If you are currently in the military or have served in the past, you may have a Thrift Savings Plan (TSP) or a military pension that you can access after you retire. Discover Other Retirement Income You May Have If you have money invested in mutual funds or stocks, you may want to derive some of your retirement income from these sources. Your spouse may also furnish part of your retirement income if she or he is still working or will have his or her own retirement income. Learn how you can access these sources of income long before you retire so you have a solid plan in place. Discover What You May Earn from Social Security Benefits To estimate the amount of money you may earn from your Social Security retirement benefits, you can use the calculator on the Social Security Administration website. At the bottom of the webpage, there will be a button. Click the button and follow the directions. After you finish the process, you will receive an estimate. While you are online, you may also fill out a form to request a copy of your Social Security statement, which you may access as many times as you wish. You should, however, check it at least on a yearly basis to make sure that they have an accurate record of your earnings. If they have missed any of your income, act immediately to notify their office of the error. To procrastinate on such an important matter can cause more trouble down the road, particularly if records of the missing income are unavailable after many years. Discover Your Total Estimated Retirement Income Now that you have identified each source of retirement income, calculate the amount of money you should receive from each of those sources. Doing so will help you to estimate whether you will have enough to provide you with the lifestyle you want after retirement. Discover What Level of Income You Will Need To make an accurate estimate of your retirement plan's adequacy, you will need to calculate how much money you will probably need to maintain the retirement lifestyle you want. When you calculate this estimate, you must also factor in the increase in the cost of living that usually occurs over time. Your current expenses, such as housing, transportation, utilities, and food will likely remain the same, with the exception of what you would spend on transportation to and from work. Add in a generous amount for recreation as well. With more time on your hands, you may want to travel more, attend more concerts, or pursue hobbies or charity work. If your projected income will not provide enough money to fund your desired lifestyle, you may want to consider creating another source of retirement income, such as another investment account or another job after you retire. Feel free to subscribe to our YouTube channel and receive instant access on different retirement related topics. Thanks for watching! Related Search terms: tsp after retirement annuities tsp after retirement income tsp after retirement explained tsp after retirement reviews tsp after retirement review What is the best fixed indexed tsp after retirement vs the top immediate income tsp after retirement https://www.youtube.com/watch?v=NfDbKQUfrDs
Views: 10519 retiresharp
How to Set Up a Retirement Savings Account
Watch more How to Manage Your Money videos: http://www.howcast.com/videos/169336-How-to-Set-Up-a-Retirement-Savings-Account It's never too early — or too late — to start saving for your retirement. Step 1: Know your rights Realize that even if you are already contributing to your company's 401(k) plan, you are free to establish an individual retirement account, or IRA, as well. Step 2: Think about a Roth IRA Weigh the advantages of a Roth IRA. Taxes are taken at the get-go so you can withdraw money tax-free in your golden years. You may remove money, penalty-free, before age 59.5 for certain reasons, like buying a home, you may keep your money in it as long as you like, and you may continue paying into it past age 70.5 if you have earned income. Step 3: Consider an IRA Consider a traditional IRA, which lets you defer paying taxes on the money you invest until you start withdrawing it at retirement. You can't contribute to an IRA past your 70th birthday, and you must begin taking distributions six months after that. Tip To qualify for a Roth IRA, your modified adjusted gross income can't exceed a certain amount. Check the Internal Revenue Service website (at "irs.gov":http://irs.gov) for current limits. Step 4: Investigate providers Find an IRA provider to set up your account. Options include banks, brokerage houses, mutual fund companies, credit unions, and insurance companies. Banks and credit unions put money in CDs, insurance companies park your IRA dollars in annuities, and brokerage and mutual fund companies let you pick stocks, bonds, and funds. Step 5: Ask about fees Before picking an IRA provider, ask about fees and commissions. Step 6: Diversify your investments Diversify your investments so that you're mixing stocks (both U.S. and foreign), bonds, real estate, and commodities. Check out the index funds offered at brokerage houses; they offer low-cost diversification. Step 7: Learn about self-directed IRAs If you're financially savvy and want to be a real estate speculator or help finance a new business, consider opening a self-directed IRA, which allows you to grow your retirement fund in nontraditional ways. To open one, search online for "self-directed IRA custodians." Step 8: Make investing automatic Make contributions to your IRA automatic by having them withdrawn from your bank account or paycheck. Step 9: Put in the maximum Put in the maximum allowed every year. You'll thank us later. Did You Know? Thirty-nine percent of Americans have an individual retirement account, according to the American Association for Retired Persons.
Views: 19345 Howcast
10 Awful TSP No-No's You Should Avoid
I have seen federal employees make many mistakes when it comes to their TSP unfortunately. Because of this, I've been able to put together 10 things that every federal employee should avoid in relation to their TSP. -- ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management through Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: [email protected] -- As always, enjoy, and please subscribe! -- © Copyright Fed Retirement Planning 2016, All Rights Reserved
Views: 113259 Fed Retirement Planning
How Should You Save For Retirement? | Most Common Retirement Questions | Fisher Investments [2019]
Let’s address a common retirement question—how should you save for retirement? In general, the sooner you start saving for retirement, the better off you’ll be due to the power of compound interest—the phenomenon of earning interest upon previously earned interest over time. This video will show you a few common investment vehicles to help you start saving now. Employer-sponsored retirement accounts are an easy way to save and invest as you work. The two main types of employer-sponsored plans are defined contribution and defined benefit plans. With a defined contribution plan, you can set aside some of your income in a tax-advantaged account. You may even receive a match from your employer—usually a set percentage of what you put away—to encourage saving for retirement. The most common examples are 401(K)s, 457and 402 (B) plans. Defined benefit plans, also known as pensions, are also employer-sponsored plans, but in these, the employer typically contributes a set amount based on the employee’s tenure when they retire. There’s also a third retirement savings account option that you can take advantage of whether or not you have an employer-sponsored plan. Individual investors can use IRAs—either Traditional or Roth—to save for retirement on their own. Thanks for watching our video. We hope you use some of these tips for your own retirement. Learn more about common retirement questions from Fisher Investments here. https://www.fisherinvestments.com/en-us/retirement/retirement-planning/questions-to-consider Facebook - https://www.facebook.com/fisherinvestments Twitter - https://twitter.com/fisherinvest LinkedIn - https://www.linkedin.com/company/fisher-investment
Views: 230 Fisher Investments
Warren Buffett on Investing in the TSP!
Warren Buffett on the TSP Article: http://www.fedretirementplanning.com/warren-buffett-investing-tsp/ ► Subscribe to My Channel Here: https://www.youtube.com/channel/UC8bWrSS2BdaQGtc1mq45Z6g?sub_confirmation=1 -- Cooper Mitchell helps federal employees better understand their benefits and helps them retire on their terms. Using financial planning and investment management, Cooper is able to tackle the issues that are unique to federal employees. Cooper is also a public speaker who is available for various federal conferences and events. Find Cooper here: Website: http://fedretirementplanning.com Work with Cooper: http://http://www.fedretirementplanning.com/work-with-cooper/ Facebook: https://www.facebook.com/fedretirementplanning/ Email: [email protected] -- As always, enjoy and please subscribe! -- © Copyright Fed Retirement Planning 2017, All Rights Reserved
3 Kinds Of Retirement Savings
In this video I breakdown the 3 primary kinds of retirement savings. Why is this important? Because how you diversify between these accounts will determine how much taxes you pay in retirement. Do you have most of your money in Traditional Tax Deferred Retirement Accounts? Learn why you could be setting yourself up for a big tax bill in retirement. The Tax Cuts and Jobs Act that went into effect January 1st 2018 should have you rethinking your retirement savings strategy. The Tax Cuts that went into effect on January 1st 2018 created some of the lowest tax rates we have seen in decades. The question is, what steps should you be taking today to protect your retirement assets before the tax rates expire. I just created a brand new video case study and 5 step action plan to help retirees create a tax plan for their retirement... 🎥 Click here to watch the full video... http://moneyevolution.com/create-a-tax-plan As always, if you have questions, or if you would like to schedule a free no obligation introductory call just give us a call at 248-731-7829. ★☆★ SUBSCRIBE TO Bill'S YOUTUBE CHANNEL NOW ★☆★ https://www.youtube.com/c/MoneyEvolution 💻 MoneyEvolution blog: http://moneyevolution.com Learn More about our WealthVision Comprehensive Financial Plan:http://moneyevolution.com/wealthvision/ ✰✰✰Check out the Free Resources Section on our Blog: http://moneyevolution.com/money-evolution/free-resources/ ★☆★ CONNECT WITH BILL ON SOCIAL★☆★ ▸Twitter: https://twitter.com/billlethemon ▸Facebook: https://business.facebook.com/moneyevolutionhome/?business_id=2088834288111917 ▸Linked In: https://www.linkedin.com/in/billlethemon/
Views: 2299 Money Evolution
Retirement Planning for Self Employed with no 401k or IRA 💰 My Plans
In this video I go over how I plan on saving for my retirement without a 401k or an IRA. I am starting with I am 35 but I wish I would have started sooner. I am interested in How to retire early and the reality is my business is enabling me to be able to have a solid retirement plan without investing. How I paid off my Mortgage: https://youtu.be/SPZCfO8tVqo The millionaire fastlane: https://amzn.to/2yX3YSn Unscripted: https://amzn.to/2qxqYTy I will teach you to be rich: https://amzn.to/2Dr6C6y ------------------------------------------------ HOME OFFICE PRODUCTS I USE: ------------------------------------------------ Brother printer: https://amzn.to/2n1JEc6 Ink for Brother Printer: https://amzn.to/2vbqcOv Laptop: https://amzn.to/2LK5Rdw PC: https://amzn.to/2vaNAvu Canon g7X: https://amzn.to/2viEQ6X Canon T3i: https://amzn.to/2AyReV8 ------------------------------------------------ STATIONERY RELATED TOOLS I USE: ------------------------------------------------ Canon printer: https://amzn.to/2KmJ8i3 Inks: https://amzn.to/2vd63Yr Paper chopper (heavy duty): https://amzn.to/2LK9q3n Paper trimmer: https://amzn.to/2O2tbjs Packaging supplies: https://amzn.to/2n61vi2 ------------------------------------------------ MY SHIPPING SUPPLIES ------------------------------------------------ Dymo 4xL: https://amzn.to/2O5w2YV Shipping Packages: https://amzn.to/2OC2ljh Tape: https://amzn.to/2KkUD9C Free stuff from usps: http://bit.ly/uspsfreesupplies Bubble wrap: https://amzn.to/2Km17Fo Packaging Inserts: http://bit.ly/marketinginsertsbundle ------------------------------------------------ FAVORITE BOOKS AT THE MOMENT: ------------------------------------------------ The Magnolia Story: https://amzn.to/2Km3IPE Blue Ocean Strategy: https://amzn.to/2KmnsT9 I Will Teach You To Be Rich: https://amzn.to/2n4uCCv You are a Badass at Making Money: https://amzn.to/2ODuYfV Check out Audible on Amazon, your 1st book is free!: https://amzn.to/2OObsNH ------------------------------------------------ GOODIES FOR YOU: ------------------------------------------------ Free 14 day trial of Marmalead: * http://bit.ly/thmmarmalead Try out Trello - my project management tool: http://bit.ly/thmtrello Where I buy my stock photos from: * http://bit.ly/thmstockphotos Shopify FREE 14 day trial: * http://bit.ly/thmshopify ------------------------------------------------ JOIN MY FACEBOOK GROUP FOR HANDMADE ENTREPRENEURS: ------------------------------------------------ http://bit.ly/thmfacebookgroup ------------------------------------------------ NEED HELP SELLING ONLINE? CHECK OUT MY COURSES: ------------------------------------------------ http://bit.ly/thmcourses ------------------------------------------------ FOLLOW AND LIKE ME ON: ------------------------------------------------ FB: http://bit.ly/thmfacebookpage Instagram: http://bit.ly/thminsta Twitter: http://bit.ly/thmtweets Pinterest: http://bit.ly/thmpinterest 🌟 Links above marked with a "*" are affiliate links - which means I receive a small percentage of the revenue made from purchasing products through this link. This does not cost you anything additional, just helps support me and my efforts to bring you quality content by using these links. Thanks! https://www.thehandmademastermind.com
Views: 1086 Dalia Abdalla
Tax Strategies For High Income Individuals
For more information on our WealthVision Financial Plan check out our info page here; http://moneyevolution.com/wealthvision/ For access to the 7 Core Elements of Retirement Planning Video Series and Action Guide Click here. http://moneyevolution.com/7-core-elements-yt/ Do you have money saved for retirement in a non-retirement account? Make too much money to contribute to a Roth IRA. Are you getting hit with the 3.8% Medicare surtax on investment income? In this episode I discuss strategies to potentially shift more of your investment assets to tax advantaged retirement accounts that could save you money in taxes. Even if you don't qualify for a Roth, or already think you're maxing out all of your retirement plans, you may still have options! After watching this video Check out our comprehensive financial plan to learn how we can help you address the 7 core elements of retirement planning. http://moneyevolution.com/wealthvision/ Blog http://moneyevolution.com/2018/04/27/tax-strategies-for-high-income-individuals/
Views: 9532 Money Evolution
Thrift Savings Plan (TSP) | Military Members Retirement Plan
This video will be covering the Thrift Savings Plan (TSP) for Military members. Military members tend to not take full advantage of the Thrift Savings Plan retirement account and to understand the makeup of this account. In this video we will be discussing fund makeup, fee structure, contribution levels, and difference between a ROTH IRA and ROTH TSP. Compounding interest calculator and fee comparison tool: http://www.tradingacademy.com/resources/calculators/compare-investment-fees.aspx ----The following equipment was used to produce this video---- Camera: http://amzn.to/2r4PWKX (Hero 4)(Old videos) Camera: http://amzn.to/2sc4Alk (Hero 5)(New videos) Tripod: http://amzn.to/2sceOlG Lighting: http://amzn.to/2rxXE1G Desk: http://amzn.to/2sc0s4K Microphone: http://amzn.to/2sLGTgz Citizen Watch: http://amzn.to/2s5LAny DISCLAIMER: This video and description contains affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support! DISCLAIMER: I do not provide personal investment advice and I am not a qualified licensed investment advisor. All information found here, including any ideas, opinions, views, predictions, forecasts, commentaries, suggestions, or stock picks, expressed or implied herein, are for informational, entertainment or educational purposes only and should not be construed as personal investment advice. While the information provided is believed to be accurate, it may include errors or inaccuracies. I will not and cannot be held liable for any actions you take as a result of anything you read and/or view here. One singular mission: Share with every viewer the best kept secret in the Financial Wold! It's a secret that money managers don't want you to know about. Here it is: You can own/trade individual stocks, etf's, own index funds and limited partnerships or bond funds all within your roth ira account! The secret is in the type of account you need to start. The self managed account. You will not hear this from your financial planner. This relatively new service is available to anyone who opts to take charge of their own financial future and can do so by starting a self-managed Roth IRA. Any roth account will provide tax shelter and allow for contributions and earnings to be withdrawn at age 59.5 years old. However, only a self-managed account can maximize profits through wealth preservation by eliminating fees charged to traditional investment accounts. Cumulative growth, dividend re-investment and compounding interest can all work to maximum potential for you free of the damaging effect of fees from traditional managed account types. It's an exciting time to be an independent investor. Accelerate your returns by building a passive or active portfolio using my 22 years of experience and foundational approaches that are easy to understand and take little to no experience. Just a little initiative will result in stepping into a whole new world of accelerated profits and financial security for you, and your family. No too accounts are the same. Investment tolerances differ. That makes it even more important for you to pay attention to and learn some of the basic terminology, potentials, account types and use them to align your specific financial plan with your financial future. See what it's like to become an Independent Investor. It may be the most financially liberating move you could ever make in your life!
Views: 6944 Independent Investor
How to build savings even without an employer retirement plan
While median household income grew more than five percent last year, many Americans still aren't saving enough for their future. Fifty-four percent of workers reported in a recent survey they had less than $25,000 in savings and investments. Only 45 percent said they contributed to the retirement savings plan offered by their employer. CBS News business analyst Jill Schlesinger joins "CBS This Morning" to discuss alternative options like the government's myRA.
Views: 1508 CBS This Morning
Rich Rule #12 - Retirement Savings Options
In this video I give a brief overview of the different types of retirement plans and why you should consider opening one if you don’t have one already.
Views: 13 Rich Rules CPA
Lifetime ISA vs Pension - Long Term Planning For Retirement Saving
When it comes to saving for retirement or your long-term future, you have numerous investment options to choose from. Arguably the 2 main options open to you is either to save into a pension or a Lifetime ISA. But which is best? In regards to the Lifetime ISA, The UK government has complicated matters by grouping 2 very different objectives into 1 account – This being, saving for a house and saving for retirement. In this video we’re going to discuss whether a Lifetime ISA or a Pension is best for your retirement savings. Let’s check it out… Subscribe to Money Unshackled Here: https://www.youtube.com/c/MoneyUnshackled?sub_confirmation=1 Money Unshackled on Social Media: https://www.facebook.com/moneyunshackled https://www.instagram.com/moneyunshackled https://twitter.com/unshackledmoney Music: Discolored by ZAYFALL https://soundcloud.com/zayfallmusic Creative Commons — Attribution 3.0 Unported — CC BY 3.0 http://creativecommons.org/licenses/b... Music promoted by Audio Library https://youtu.be/h2fzGKC7pYk Ts&Cs: These videos are provided for information and entertainment purposes only. The content is not intended to be a personal recommendation to buy or sell any financial instrument or product, or to adopt any investment strategy as it is not provided based on an assessment of your investing knowledge and experience, your financial situation or your investment objectives. The value of your investments, and the income derived from them, may go down as well as up. You may not get back all the money that you invest. The investments referred to in this video may not be suitable for all investors, and if in doubt, an investor should seek advice from a qualified investment adviser.
Views: 1049 Money Unshackled
Retirement saving options
🏫 How to save for your child's future | The Dough 💲how
Today we will wrap up our retirement planning week with saving for your childs future. This could include college savings plans like 529's or custodial accounts like the UGMA. We'll cover the pros and cons of each account type and get into the geeky details about saving for your children. We're an investing service that also helps you keep your dough straight. We'll manage your retirement investments while teaching you all about your money. ---Ready to subscribe--- https://www.youtube.com/jazzwealth?sub_confirmation=1 For more information visit: www.JazzWealth.com --- Instagram @jazzWealth --- Facebook https://www.facebook.com/JazzWealth/ --- Twitter @jazzWealth Business Affairs 📧[email protected]
Views: 3587 Jazz Wealth Managers
$5500 per year to tax-free Millionaire: Why you need a Roth IRA
This is one of those things I wished I would’ve learned and had done when I was younger - open up a Roth IRA retirement account. And because it saves you from paying taxes on your earnings and profits later on, I’m all about it. So this is what a Roth IRA is and this is why it’s so important to have one! Click “SHOW MORE” to read my full thoughts. Also feel free to add me on Snapchat / Instagram: GPStephan So here’s what it is - and because this confused me when I was younger, I’ll break it down as simple as possible. A Roth IRA is a type of investment account that you can set up where you invest your money today - up to $5500 per year with no immediate tax deductions - and can pull out your profits and earnings tax free when you’re 59.5. That means you pay NO TAX on YEARS of compounded interest and earnings. Your tax free profits just makes you MORE tax free profits. And it snowballs into a LOT of money. This is best done when you’re young for a few reasons…the money you invest in a Roth IRA is done post tax, which means taxes are already taken out of the money that you earn at the time you invest it. So if you make $20,000 from a job, you might be left with only $17,000 after paying taxes…so this $17,000 is now “post tax” money. The reason is best when you’re young is that chances are, you’re not earning a ton of money compared to what you WILL be earning. When you’re earning a lot of money, it’s about reducing what you owe in taxes because the more money you make, the more money you’re generally taxed. When you’re not earning a lot of money, you’re already in a lower tax bracket, so it’s advantageous to take advantage of that and pay the taxes now to invest - because in the future, you’ll hopefully earn a lot more money. Especially if you’re 18-30 and not earning a lot of money, this is PERFECT for you. When you start earning more money, there are other accounts that might make more sense for your situation. So here’s what I would do: If you’re under the age of 18 and have a job that you’re making money with, you can ask your parents to open a Roth IRA account for you. From there, you contribute money you’re making from your job - keep in mind you cannot contribute more than you earn, so if you earn $1000 that year, you can only contribute $1000. If you’re over the age of 18, right after this video is done, just go online and sign up for a Roth IRA. I use Vanguard and they’re awesome, many people use Charles Schwab or Fidelity - just make sure the account has low fees. You can contribute up to $5500 of earned income every year - if you make too much money, you can look into doing a backdoor Roth IRA contribution. I recommend putting in as much as you can afford and forgetting about it. The advantage is that since there’s compounded interest, the sooner you put your money in, on average, the more you’ll have by the time you retire. Is this a boring investment strategy? Yes. But it’s effective. I recommend just doing this on the side with what you can afford, while continuing to invest elsewhere or investing in yourself. Just to give you some ideas, if you invest $1000 per year at 18 and retire at 60, you’ll have $264,000…of that, you only contributed $43,000 over 42 years, meaning you just made $221,000 of tax free money. If you invest $2000 per year at 18, same situation as above, you’ll have invested $86,000 and made $444,000 of tax free money. If you invest the maximum right now of $5500 per year at 18 years old, you’ll have invested $231,000 and made over $1,200,000 in tax free money. If you just do $5500 per year at 18 years old, you can retire a millionaire without doing anything else. This average figure includes inflation, by the way. I hope this video helps and that this sets you up for future financial independence. Add me on Snapchat: GPStephan Add me on Instagram: GPstephan For business inquiries, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq
Views: 590626 Graham Stephan
How To Use HSA As A 'LoopHole' To Save For Retirement - HSA As A Retirement Strategy
How To Use HSA As A 'LoopHole' To Save For Retirement - HSA As A Retirement Strategy About this video: I discuss the use of your HSA account as loophole to save for retirement. I discuss the steps to converting your health insurance account to a retirement saving plan. 1. Self fund current medical expenses 2. Max out your HSA contribution 3. Invest for long-term 👉Support me on Patreon https://goo.gl/ey6XWw 👉Tell People what you are doing to Debt. Order Your T-shirt Today - https://goo.gl/NK16P9 👉Download Budget Template - https://goo.gl/6vDnkj 📍I'm an Influencer with Amazon https://goo.gl/xrKki1 📍Join the Plenteouz Community here http://www.yt.vu/+plenteouz ✔ Products and services I love and recommend: 📍Get Free $20 with Personal Capital 🖱 https://goo.gl/XVaeNV 📍 Get up to $200 Free with CapitalOne 360 https://goo.gl/djUoFx 📍 Get $5 with StockPile Investment App: https://goo.gl/QSEkMo 📍Get $20+ with Robinhood Investment App: https://goo.gl/Rs9uUA 📍Side Hustle with Uber: https://goo.gl/JpXRsK 📍Host your blog with HostGator: https://goo.gl/tZxAXK 📍I use Tubebuddy to improve my channel: https://goo.gl/ZTFUad 📍Create your website or logo on Fiverr: https://goo.gl/4h3WJW ✔ 3 MUST READ 📘 FOR BEGINNERS 📕 The Total Money Makeover http://amzn.to/2yfrni4 📙 Smart Couples Finish Rich http://amzn.to/2gaPPuO 📒 You're Broke Because You Want To be http://amzn.to/2gtY4Pc 📗 How To Keep The Creditors From Coming To Your Home - Randy Morrison 🖱 http://amzn.to/2zeMmA7 📍QUESTIONS Have a question about being debt free, Personal Finance, Career, reinventing yourself, or Anything Else? Post in the comments section of this video! 📍 Where To Follow And Listen To Mr. V: Instagram: @mrv_senior Twitter: @mrv_senior Facebook: https://www.facebook.com/plenteouz Website: https://www.plenteouz.com/ Based in Minneapolis #twincities Mr. V ------------DISCLAIMER------------ This video and description contain affiliate links, which means that if you click on one of the product links, We'll receive a little commission. This helps support the channel and allows us to continue to make videos like this. We appreciate your support!
Views: 9429 Mr. Money Geek
Best investment options for retirement saving? | Bajaj Finance
Retirement can be a beautiful phase in your life, where you pursue new hobbies and passion while spending quality time with your family and friends. However, meeting your retirement expenses becomes a cause of worry, as you have limited income to cater to an array of expenses. Hence, investment options for retirement can help you grow your savings, so you can meet your day to day expenses, unexpected emergencies and pursuing your hobbies or passion. Retirement investment planning is an important aspect of your life as it determines how independent and comfortable you are, during your golden years. Familiarising yourself with rewarding and secure forms of retirement investment options will help you plan your retirement better. While your pre-retirement investment portfolio can be more aggressive, your portfolio after retirement should take risk into account and focus more on safety as well as periodic payouts. To grow your investment post-retirement, you can invest in retirement investment options like company fixed deposits, Post Office Monthly Income Scheme and Pradhan Mantri Vaya Vandana Yojana. The company fixed deposits stand out as one of the best investment options for retirement because of their balanced combination of safety with stable returns. Usually, company fixed deposits offer higher rates of interest than those offered by banks. Investing in a company fixed deposit like Bajaj Finance can be a great option, as senior citizens get higher interest rates, over and above the existing rate of interest. Without the effect of market fluctuations, these investment avenues are best for those who are above 60 years of age. Bajaj Finance FDs are rated stable by ICRA and CRISIL, which makes them a reliable and credible investment avenue. You can start investing in Bajaj Finance Fixed Deposits with just Rs. 25000, and make most of this exciting retirement investment option. Subscribe to our channel for latest updates and get answers to your queries: https://bit.ly/2L1u760 Watch the video to know how to use Bajaj Finance FD Calculator - https://www.youtube.com/watch?v=lamWz0pRGgI Like, Share and Comment on our videos. Connect with us on: Facebook: https://www.facebook.com/bajajfinserv LinkedIn: https://www.linkedin.com/company/bajaj-finserv-lending Twitter: https://twitter.com/Bajaj_Finserv Visit our website at http://bit.ly/Bajaj_Finserv_Official_Website Bajaj Finance Fixed Deposits make for a safe investment option that can help you earn strong returns for funding your retirement, buying an asset, or financing your children’s education or wedding. As a company FD, Bajaj Finance Fixed Deposits enable investors to deposit a sum of money for a fixed term. Over this period, the corpus invested earns interest, and offer some of the following benefits: • Get high safety and stable growth for your savings. • Enjoy attractive rates of return, with higher interest for senior citizens. • Ensure high security as your investments are uninhibited by market forces. • Choose between cumulative and non-cumulative payouts, depending on your requirements. • Start investing with just Rs. 25,000, and accumulate higher returns • Choose your tenor, as per your investment plan You can also liquidate your investments, during times of urgent needs. #fixed_deposit #fd #bajaj_finance_fixed_deposit #bajaj_finance_fd Bajaj Finserv is India’s fastest growing and most diversified non-banking financial corporation. Our robust business growth is driven by our belief system of never settling for good and chasing the great. It is this belief that shapes everything we do. Constantly reducing time and effort for the consumer, our wide portfolio of financial products and services are designed to make your life pursuits hassle-free. Disclaimer: As regards deposit-taking activity of the company, the viewers may refer to the advertisement in TOI & Maharashtra Times, dated 16 October 2018 for soliciting public deposits. The company is having a valid Certificate of Registration dated March 5, 1998, issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company. *Rate of interest per annum, applicable on a cumulative scheme tenor of 36-60 months for the respective customer categories. T&C apply. The additional rate of interest of 0.25% p.a. is over & above the published card rate. It is a limited period offer and is applicable on a Fixed Deposit up to Rs. 5 crore, renewed after 01 February, 2018. Depositors are advised to check the card rate and special category benefits on the day of investment by visiting: http://bit.ly/FD-Interest_and_Rates
Views: 765 Bajaj Finserv
No Retirement Savings At 60 - Reverse Mortgage Options
"More than fifty percent of all Americans over 55 have no retirement cost savings whatsoever." baseding on the June 7, 2015, short article in the Guardian. Either all of us remain in rejection or it is impossible to except for retired life. If either is true, where will Americans get money for a safe area to live and the needs of life when they quit working? Simply put, a reverse mortgage will permit you to take advantage of some of the equity of your home without the problem of a month-to-month mortgage payment. All you have to do is pay the taxes, insurance policy, and keep the home livable, as you would have to do with any kind of mortgage or perhaps if you really did not have a mortgage. The drawback is that the lending lowers your home's equity as you use it. The passion for the money you have utilized from the loan is merely contributed to the loan monthly. That's why you do not have a monthly repayment. The matching advantage is that you will be assured to have a home for the remainder of your life and using the cash from the reverse mortgage. I created this video with the YouTube Video Editor (https://www.youtube.com/editor)
Views: 145 LoveThisVideo
Retirement savings options
Leaving a job can leave you facing difficult decisions about your retirement savings plan. 22News is working for you with what options you have to be financially ready for your future.
Views: 78 WWLP-22News
Steps to doubling your retirement savings
IRAHelp.com founder Ed Slott on the steps to boosting your retirement savings. Watch Gerri Willis talk about Income Tax, Retirement, Retirement Planning, Tax Reform, and Taxes on Willis Report.
Views: 4768 Fox Business
Post Office की ये 4 Schemes देती हैं Share Market से अच्छा Return | MIS,SCSS,TDA,NSC Hindi 2017-2018
Post Office की ये 4 Schemes देती हैं Share Market से अच्छा Return | MIS,SCSS,TDA,NSC Hindi 2017-2018 agar aapko ye video pasand aaye to please is video ko like aur share kijiye aur hamare channel ko subscribe kijiye. *THANK YOU* ----------------------------------------------------------- *Queries solved* 1) post office schemes in hindi 2017 , 2018 2) post office schemes for girl child 3) post office schemes for boy child 4) share market basics for beginners hindi , stock market 5) nsc post office scheme in hindi 6) tda post office scheme in hindi 7) scss post office scheme in hindi 8) MIS post office scheme in hindi 9) scss post office scheme in hindi 10) monthly income scheme account 11) time deposit account in post office 12) national saving certificate 13) senior citizen saving scheme 14) post office saving scheme -------------------------------------------------- Our Social media link *Like the Facebook Page: https://www.facebook.com/Howtosikhe *Follow on Google+: https://plus.google.com/howtosikhe1 *Follow on Twitter: http://www.twitter.com/howtosikhe *Follow on Instagram: https://www.instagram.com/howtosikhe ----------------------------------------------------------- Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use."
Views: 1224818 How to sikhe
Suze's Favorite Retirement Plans | Suze Orman
What are Suze's favorite retirement accounts?Suze dishes on best retirement plan options for you. » SUBSCRIBE to Suze Orman's YouTube Channel: http://www.youtube.com/c/suzeorman?sub_confirmation=1 - Visit Suze Orman's Website: http://www.suzeorman.com » WATCH the latest from Suze: https://www.youtube.com/suzeorman ABOUT: Suze has been called “a force in the world of personal finance” and a “one-woman financial advice powerhouse” by USA Today. A two-time Emmy Award-winning television host, New York Times mega bestselling author, magazine and online columnist, writer/producer, and one of the top motivational speakers in the world today, Orman is undeniably America’s most recognized expert on personal finance.. Subscribe to Suze's channel for exclusive footage, new videos and more! Connect with Suze Online! Visit Suze Orman's Website: http://www.suzeorman.com Find Suze Orman on Facebook: https://www.facebook.com/suzeorman Follow Suze Orman on Twitter: https://twitter.com/suzeormanshow Suze's favorite retirement plans | Suze Orman
2 Health Savings Account (HSA) hacks.
Our clients all have access to us for their personal finance needs and one of those happens to be Health Savings Accounts. Though we do not offer HSA's at jazzWealth, we do advise on how to best manage them. Here are 2 things I'll bet you didn't know about health savings accounts. We are a wealth management firm that works with those that are just getting started, or have 10+ years until retirement For more information call us at 727.492.0314 or visit www.JazzWealth.com Facebook https://www.facebook.com/JazzWealth/ Investment related questions 📧 [email protected] Business Affairs 📧[email protected]
Views: 17703 Jazz Wealth Managers
Making your savings last in retirement
Retirees must often balance the need for income with the goal of making their retirement savings last. Maria Bruno of Vanguard Investment Strategy Group suggests retirees take a total return approach with their investments. Please remember that all investments involve some risk. Be aware that fluctuations in the financial markets and other factors may cause declines in the value of your account. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide your with a given level of income. **For more information about Vanguard funds, including at-cost services, visit vanguard.com or call 877-662-7447 to obtain a prospectus. Investment objectives, risks, charges, expenses, and other important information about a fund are contained in the prospectus; read and consider it carefully before investing.** All investing is subject to risk, including possible loss of principal.
Views: 1486 Vanguard
EPF Vs NPS Which is Better Retirement Saving Options | Employees Provident Fund Vs National Pension
In this video, we discussed the EPF or NPS: Decide which one a better retirement is saving option. The Employees Provident Fund (EPF) and the National Pension System (NPS) are among the most popular saving options It allows subscribers to build a retirement corpus. Both the options offer tax benefits and are government sponsored schemes We did a detailed analysis of EPF & NPS. After watching complete video you will get to know which one is better for you. Click here to open Demat account with Upstox: https://upstox.com/open-account/?f=ZGOM Click here to open Demat account with Zerodha: https://zerodha.com/open-account?c=ZMPIYK Click here to open Demat account with 5 Paisa: https://www.5paisa.com/landing/partners-elite?rcode=NTkwMzQwMjU= Contact Details: Email Id- [email protected] Whats app no- 9654620413 Website- www.equity2commodity.com
Views: 135 Equity 2commodity
Retirement Savings II: How to Grow and Protect Your Nest Egg
***NOTE: Please ignore the chart after 38:34. There was an error in the calculation*** The second part of Moneylife Foundation's event on retirement planning focused on how use a mix of assets to generate retirement corpus and the options available for savers. Often savers make a mistake of investing in wrong products and end up poorer. Watch this video to learn how you can avoid these mistakes and protect your savings. The first part can be accessed here: http://youtu.be/N-9tTfjeOZw
Views: 22091 Moneylife
#FTB 06 - Retirement Savings Options for the self-employed /small business owner
If you are self-employed or a small business owner, then saving for your retirement is your responsibility. Luckily for you, there are options. In this video, I will provide an overview of these options to include (1) Traditional/ Roth IRA, (2) SEP IRA, (3) SIMPLE IRA, (4) and the Solo 401(k). These options are low costs, fairly easy to set up and operate and establish and provide tax advantages. Disclaimer: This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
The Bottom Line: Retirement Savings Options
'The Bottom Line' is an ongoing campaign airing on AFN, providing overseas US service members and their families with important command information and useful military resources.
#FTB 05 - Retirement Saving Options for the EMPLOYED
This video will provide an overview of the 3 retirement savings options for the employed. I will cover : 401(k) IRAs HSAs This video is long but very helpful for those who want to know more about some options that can be used to save and invest for retirement. This video will be followed with a video about Retirement Saving Options for the Self Employed and Small Business Owners, so stay tuned for that!
Views: 14 Life & Money, LLC
Solo/Self-Employed 401k! A Dream Retirement Plan! (Save $60k/year!)
Blog Post - http://www.lifeplanningtoday.com/selfemployed-solo-401k-a-dream/ Email me today with questions or to set up your plan: [email protected] The dream retirement plan (Solo 401k) for self-employed people! Solo 401(k)s are a super flexible retirement plan that lets you maximize your contributions with little or no plan costs.By definition you are both the employer and the employee. Therefore, you can contribute to the plan in two ways. Learn about best ways to invest money in 2018. And don’t forget to visit and learn more here: http://www.lifeplanningtoday.com Don’t Forget To Subscribe - https://www.youtube.com/channel/UCGXJ4H8eyPZyK6wHTk4CAAg
Views: 9755 Brad Rosley
Retirement for Dummies - Easiest explanation of Retirement  Planning for Dummies
Retirement for Dummies – Retirement for Beginners without the hassle 1-800-566-1002 http://www.RetireSharp.com . This video was created to help the everyday individual avoid the most common mistakes when dealing with retirement. We show specific strategies to help you produce a confident retirement and no longer feel like a dummy. Getting the help of a good retirement income planner will also help a person gain more control of his or her current finances, which will help determine the future of his or her retirement savings. It is believed that if people start to save up for their retirement as early as possible, they have more options to choose from, and thus a thousand possibilities could sprout up. It would also be a good thing to come up with a long term financial plan together with an expert so that all things will be covered. Investors can create a confident retirement and no longer feel like a retirement dummy when utilizing safe planning. Interest rates and prices in the industry are currently low, spelling opportunity for the wise senior or near retiree. There are numerous factors you need to determine before buying a financial product that will generate good money. Annuities can provide a steady flow of retirement income. But there are many types of annuities and not all of them are right for everyone. Insurance companies and agents are sometimes over aggressive in trying to convince a consumer to buy a particular annuity. Just because an annuity comes with a recommendation doesn't always mean that it is the right one for a person’s unique portfolio. It is always better to do the research to find the right one for your own situation. The main things people need to take advantage of the retirement income opportunities on the internet is to utilize a financial firm which explains things in full detail. Education is they key to making sure you are taught very basic principles so even a retirement can make sense for dummies. Since Social Security, earnings, pensions and asset income account for 99% of the income for people aged 65 and older, it makes sense to concentrate on these four sources to calculate retirement income. These sources are described below, with guidance for estimating the amount of income you can expect from each. For most people, the sum of these amounts will be an accurate estimate of retirement income. A retirement plan is a financial arrangement designed to replace employment income upon retirement. These plans may be set up by employers, insurance companies, trade unions, the government, or other institutions. Congress has expressed a desire to encourage responsible retirement planning by granting favorable tax treatment to a wide variety of plans. Federal tax aspects of retirement plans in the United States are based on provisions of the Internal Revenue Code and the plans are regulated by the Department of Labor under the provisions of the Employee Retirement Income Security Act (ERISA). As mentioned above, most people can accurately estimate their retirement income by adding their Social Security, earnings, pensions and asset income. Anyone retiring, or being retired, will initially worry about what their retirement income will be. Generally people require more income at the outset as most people spend more money earlier in their retirement and less money later in their retirement. This of course could be different if you required care later in life. Please make sure to subscribe to our YouTube channel for the most updated videos. Thanks for watching! Realted search terms: Retirement for dummies blog Retirement for beginners Retirement planning for dummies Retirement basics for dummies http://www.youtube.com/watch?v=ScdDkgnix8A
Views: 21974 retiresharp
SSS Personal Equity and Savings Option (PESO) Fund
Guest: Atty. Marichelle Reyes, OIC - Voluntary Provident Fund Department of Social Security System Date Aired: May 12, 2015 Visit http://www.untvweb.com/programs/good-morning-kuya
Views: 11150 UNTV News and Rescue
7 Tax Saving Tips you may not know | How to Save Tax | Lesser Known Tax Saving Options by Yadnya
7 Tax Saving Tips - For most of the people ‘tax savings’ means life insurance, PPF, EPF, Bank FDs and equity-linked savings scheme, among others, that qualify for tax deduction under Section 80C of the Income-Tax Act OR Home Loan Tax saving ways. However, there are many lesser known avenues that offer additional tax breaks to individuals. They are not widely discussed as they involve special situations in life such as having a special dependant, paying rent to parents, Senior citizen parents etc. In this video we will discuss 7 of such hidden and not so popular options which you should consider before filing your tax returns. Join our MemberShip Program for Exclusive Research Content: https://www.youtube.com/channel/UCPohbSYq4IXhv0yxiy-sT4g/join Make your Free Financial Plan today: http://www.investyadnya.in Yadnya Book - 108 Questions & Answers on Mutual Funds & SIP - Available here: Amazon: https://goo.gl/WCq89k Flipkart: https://goo.gl/tCs2nR Infibeam: https://goo.gl/acMn7j Notionpress: https://goo.gl/REq6To Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/YadnyaAcademy Facebook Group - https://goo.gl/y57Qcr Twitter - https://www.twitter.com/InvestYadnya #InvestYadnya #YIA